Secure UK website est. 2015
Frequently Asked Questions
Help Topics
Common Questions
42 Articles- How quickly will I get the loan?
- Will my application definitely be accepted?
- What Is Loan Eligibility Criteria?
- How much can I borrow?
General
25 Articles- How much can I borrow?
- For how long can I borrow?
- What is the most I can borrow?
- Do you charge upfront fees?
Borrower Criteria
15 Articles- Is a guarantor required?
- Can I Get a Loan with Bad Credit?
- Is home ownership required?
- Do I need an income?
Credit File
10 Articles- Will I be Credit Checked?
- Can I Get a Loan with Bad Credit?
- Do guarantors get credit checked?
- Does the loan appear on a guarantors credit file?
Interest and Fees
10 Articles- Do you charge upfront fees?
- Do the lenders charge any up-front fees?
- What are the interest rates on guarantor loans?
- Why is the interest higher than a ‘normal’ bank loan?
Declined
3 Articles- Why was my guarantor declined?
- Why have I been declined for a loan?
- What options are there if I’ve been declined for a guarantor loan?
Guarantor Loans
53 Articles- Can I share repayments with my Guarantor?
- When might you ask my guarantor to pay?
- What is a guarantor loan?
- How to find a guarantor for a loan?
Being a Guarantor
30 Articles- I’ve been asked to be a Guarantor – what does this mean?
- Who can be a guarantor for a loan?
- What do you need to be a guarantor?
- Does the loan appear on a guarantors credit file?
Guarantor Criteria
12 Articles- What’s the typical guarantor criteria?
- Can a guarantor live at the same address as the borrower?
- Can a guarantor be retired?
- Are there age restrictions?
Application Process
25 Articles- How does the application process work?
- How long does the application process take?
- Will my application definitely be accepted?
- If I’m pre-approved does that mean I will definitely get a loan?
Application to Payout
7 Articles- How quickly will I get the loan?
- What happens when I’ve completed my guarantor loan application?
- Is there a cooling off period?
- Can I cancel my application?
Payments
11 Articles- Who makes the monthly repayments?
- How do I make the loan repayments?
- Can I share repayments with my Guarantor?
- When might you ask my guarantor to pay?
Safe & secure UK website established in 2015
Registered
Compliant
Representative APR: 49.7% (variable)
Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months.
Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable).
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY
Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk