Short Term Loans Made Easy

Need a loan but tired of

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  • Banks saying “NO”
  • Expensive payday finance
  • Filling out loads of application forms


We take the pain of borrowing money

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  • Poor Financial history is not a problem
  • Affordable rates and no hidden fees
  • One quick simple application form to multiple lenders*

We make getting fast finance quick and easy

Do you need  access to quick cash but are frustrated by the cost of other TV advertised borrowing options?

Relax, our lenders offer very affordable finance from £50 to £750  and APR’s up to 10 times less than the well-known payday lenders.

And we will not penalise you for past financial troubles

Our lenders are very different from payday lenders as they are designed as affordable borrowing solutions to help you, and are therefore repayable over 6 to 24 months.

  • There are no up front fee or charges
  • Payouts can be very fast – as quickly as one hour!
  • On making an application there is no obligation to take out any finance

The money can be for any purpose, from an emergency car repair to paying a unexpected bill.

The first step is to work out how much you can afford to borrow, so why not look at our calculator which will give you approximate costs for the loan.

Helping you to a find the best options

  1. Bad financial histories OK

  2. Affordable rates and fees

  3. Fast application and payout

  1.   One application to multiple lenders
  2.   No broker or application fees
  3.   No early redemption fees
  4.   Secure online application

Frequently Asked Questions

How much can I borrow and for how long?

Our lenders lend from £50 to £750 and are available in increments of £50, so £50, £100, £150 and so on.

  • Repayment periods typically 30 days
  • As the interest is calculated on a daily basis you can actually have the money for the number of days that you need it

How much do your borrowing options cost?

APR's are 627%  which is significantly less that other  TV advertised products which can be as expensive as 5,000% APR!!

  • To find out though what this means and the actual cost to you please use our calculator
  • Please note that there are no application fees or early redemption fees

What criteria do I need to meet?

Our lenders have finance up to 10 times cheaper than other short term and pay day options.

  • To enable our lender to do this they require your borrowing to be backed by a friend or family member, for them to be your guarantor

What criteria does my guarantor need to meet?

They need to have a clean credit file (or as the very worst marginally imperfect), be a UK resident over 18.

Who can my guarantor be?

This can be anyone, your parents, relatives, friends, colleagues.

  • Apart from meeting the criteria, your guarantor should be someone whom trusts you to pay the loan back, for if you do not they will be liable for making your repayments.

How quickly can I get the money?

Our lender has a highly streamlined process means that you are able to get cash in 1 hour!!

  • All you need to do is fill out the online form, have your debit card (to verify your identity) and you loan backers details ready and the cash will be with you in one hour!

What happens if I cannot pay back on time?

The interest is calculated on a daily basis, so every day that you pay late the interest charges will be

  • So the quick answer is that if you do not pay back on time you will be incurring greater interest charges, which will rise over time
  • So you really need to pay back as quickly as possible
  • If that is not possible, it may be worth thinking about a longer term borrowing solution where you can spread your payments
  • Our longer term options are around 50% APR versus 627% APR for short term borrowing
If you are worried that you may get into difficulties with short term borrowing, why not find out how much the longer term options will cost you with our calculator.

4 easy steps

1. Calculator

Calculate how much you can afford to borrow and for how long

2. Easy Online Form

One quick online form to our panel of multiple lenders

3. Multiple Offers

Receive a choice of no obligation offers from multiple lenders

4. Get Your Money

Send off your preferred offer and get your cash

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