Short Term Loans Up to £5,000

Quotes in seconds!

Choose your loan amount: £500
How many months?

If approved, you could receive funds by 8:13 PM

  • 3-minute online application
  • Up to 35 UK lenders
  • Instant online quotes
  • No obligation
  • No fees - we are a free service

Warning: Late repayment can cause you serious money problems. For help, go to

All Credit Loans is a licensed credit broker and not a lender.

Why All Credit Loans?

Helped people access more than £1 million in credit in the last 6 months.

How much can I borrow up to? £10,000 No Hidden Fees
What are the loan repayment terms? 3 to 24 Mths No Paperwork
Approx monthly cost of borrowing £100 £11.00 Instant Loan Offer
Number of people offered credit solution? 96% No Obligation
Can I repay in instalments? YES Online Decision

Representative APR: 79.5% (variable)

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Subject to affordability and your credit score.

  • one simple form
  • over 30 lenders
  • instant quotes
  • all online
  • no obligation
  • free service
  • secure

Why use this website?

We have been helping people get easy access to the very best loan deals since 2015.


Easy access to all the best deals. One simple form to over 35 lenders.

(zero impact on your credit file)


This site is free for you to use – all loans cost the same as if you went to the lender directly.

(we’re paid by the lenders)


We are fully FCA regulated & Information Commission Office registered

(we’re a Surrey-based firm)

Frequently Asked Questions

Typically from £100 to £5,000

  • For loans of 6 months or less, you can typically only borrow up to £1,500
  • If you’re looking to borrow more than £1,500 apply here.

Typically No 👍

Our lenders specialise in helping people with low credit scores; helping those with:

  • Missed payments
  • CCJ’s

Unfortunately, though they cannot help those who are insolvent:

  • Undischarged bankrupt
  • In an IVA (or Trust Deed in Scotland)
  • In a debt management plan

Typically as follows

  • Payday – a few weeks up to your next payday – typically the most expensive.
  • Instalment – from 2 to 6 monthly instalments which typically makes repayments more affordable.
  • Doorstep – from 13 to 52 weeks instalments.

We also do guarantor loans, which are note really short term loans, as the minimum terms are 12 months, but they can have much lower interest rates.

Typically yes👍

  • Most of our lenders allow early repayment of the loan in full without penalty.

Though, before you take out a loan, if this is important to you, make sure you check this with your chosen lender.

Can be within an hour 👍

  1. Fill out our 2-minute online form
  2. Select your preferred short term lender and click apply
  3. Finnish your application with the lender online

Some loans payout within an hour.

To get accepted you’ll typically need

  • To be over 18 years old with permanent UK residency and a fixed address.
  • A UK bank account and debit card.
  • To be solvent (not bankrupt, in an IVA of debt management plan).
  • A regular income.
  • To be able to show that the repayments are affordable.

Though the exact lending criteria does change form lender to lender.

  • For getting a quote through you will not be credit checked
  • When you apply with your chosen lender, they will credit check you to verify:
    • Your identity
    • Your address
    • You’re not insolvent

If you have a poor credit rating this is typically not a problem, so the credit checks are nothing to be afraid of.

More Questions

No 👍

  • Most of our lenders do not require a guarantor.

Though if you can persuade someone to be your guarantor, then you could have access to cheaper larger loans.

This depends on your personal circumstances, how long you need the money, and what you can afford to comfortably payback.

We would suggest borrowing so

  • You keep your fees and charges to a minimum
  • Only what you can comfortably afford to pay back

Click here to select your loan amount and get no obligation loan quotes.

As a specialist loans broker, we give you fast access to all types of loan

  1. Payday – small short term loans up to your next payday only
  2. Installment – make the repayments more affordable with 2-6 monthly installments
  3. Doorstep – convenient cash loans brought to your door with weekly repayments from 13 to 52 weeks.

Yes 👍

See full details

  • is a trading style of Max Your Finance Limited.
  • Registered Office: Airport House, Suite 43-45, Purley Way, Croydon, Surrey, United Kingdom, CR2 0XZ. Registered in England & Wales, Company Number 09737098.
  • Authorised and regulated by the Financial Conduct Authority. Permission Reference Number 715726.
  • Registered with the Information Commissioner’s Office – ZA535774.


  • Using this website is completely free.
  • We, and none of our lender charge upfront fees.
  • We’re paid directly by the lenders, so getting a loan through us is the same as if you went to them directly.

See how we earn revenue.

They can be if you do not pay them back on time!

  • Payday loans are meant to be very short terms loans for only a few weeks, that are then re-payed at your next payday.
  • If they are not paid back on time and you need to roll them on for another month, some have very high charges, and this is what has given them a bad name.

If you are thinking of a payday loan, be sure that you can afford to pay back as planned in a few weeks.

  • When you fill out our 2-minute online form, there is no obligation, so if you do not want to proceed with any of the quoted presented, that is fine.
  • If you’ve completed an application with a lender and received the money, there is still the opportunity to change your mind as by law they need to give you a 14-day cooling-off period:
    • You’ll need to return the full loan amount within 30 days, including any interest accrued at this time.
    • Then the lender will close your account.
    • See the Financial Conduct Authorities page on your Right to Cancel.

Note: all lenders have different procedures for canceling, so contact your lender to find out how this should be done.

Featured Short Term Loan Deals

Selected deals from different loan type:

Cash ASAP Logo

Cash ASAP | Type: Instalment + Payday

  • £100 - £750 Borrow
  • 1 to 3 months Term
  • 1,297% Representative APR
  • 4.4 from ‎‎1,769 reviews
Quid Market Logo

Quid Market | Type: Instalment

  • £300 to £1,500 Borrow
  • 3 to 6 months Term
  • 1,301% Representative APR
  • 4.2 from ‎‎576 reviews
Dot Dot Loans Logo

Dot Dot Loans | Type: Instalment

  • £200 - £1,000 Borrow
  • 3 to 9 months Term
  • 757.7% Representative APR
  • 4.6 from ‎‎673 reviews
Mr Lender Logo

Mr Lender | Type: Instalment

  • £200 - £1,000 Borrow
  • 3 to 6 months Term
  • 1,248.3% Representative APR
  • 4.7 from ‎‎7,298 reviews
Cash Float Logo

Cash Float Loans | Type: Instalment

  • £500 - £1,000 Borrow
  • 3 to 6 months Term
  • 529.09% Representative APR
  • 4.8 from ‎‎621 reviews
Ferratum Loans Logo

Ferratum Loans | Type: Instalment

  • £300 - £700 Borrow
  • 2 to 3 months Term
  • 1,604% Representative APR
  • 3.6 from ‎‎869 reviews
Provident Personal Credit Logo

Provident | Type: Doorstep

  • £100 to £1,000 Borrow
  • 26 to 52 weeks Term
  • 466.4% Representative APR
  • 4.8 from 3,605 reviews
Morses Club Logo

Morses Club | Type: Doorstep

  • £100 to £1,500 Borrow
  • 22 to 53 weeks Term
  • 466.4% Representative APR
  • 4.6 from 1,924 reviews

Need more than £5,000?

Our lenders do affordable bad credit loans from £100 to £10,000

Choose your loan amount: £500
How many months?

If approved, you could receive funds by 8:13 PM

  • 3-minute online application
  • Up to 35 UK lenders
  • Instant online quotes
  • No obligation
  • No fees - we are a free service

Warning: Late repayment can cause you serious money problems. For help, go to

All Credit Loans is a licensed credit broker and not a lender.

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