Payday Loans from £100 to £1,500
Find a loan in 2-minutes from a lender who has pre-accepted you 🔍
Find a loan in 2-minutes from a lender who has pre-accepted you 🔍
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
If approved, you could receive funds by 5:07 AM
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
Rates from 43.1% APR to 1,333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 60 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable) Subject to affordability and your credit score.
TIME
Within 3-minutes we’ll get you:
MONEY
* Our lender payday loans normally payout the same day of approval, though this time does vary from lender to lender.
A short-term cash advance paid back at your next payday 💷
Payday loans from £100 to £1,500 – we have all the UK’s top payday lenders on our panel, so have loans from £100 to £1,500, some of which payout within one hour!
We also do
There is nothing wrong with going to a payday lender direct, but these are benefits of using allcreditloans.net:
The cost of the loan to you will be exactly the same as if you went to the lender directly, we get paid by the lender if you take out a loan.
It can be within 1-hour ⏱
* Timescales do depend on the lenders, some work weekend and Bank Holidays, but not all, so you’ll need to check with your chose lender.
Our lenders specialise in helping people with a poor credit rating 👍
Unfortunately, our lenders do not accept people who are insolvent:
If you have a poor credit rating, then fill out our 2-minute application form to get multiple loan quotes and options.
This does vary a little from lender to lender, though typically:
It is very important to honestly fill out the application form with accurate details such as your income and expenses, if you do not this could either hold up your application or be a reason for it being rejected at a later stage.
A simple online 4-step process 👍
Normally no, it’s usually possible to do it all online 📱
This website, and most of our payday lenders, have a fully online process which is typically as below
So, with many lenders now you can do everything online without having to speak to anyone!
No 👍
This website (alcreditloans.net) and all our lenders do not charge upfront fees.
Yes 😀, we’re fully regulated in the UK by the Financial Conduct Authority (FCA)
If you ever want to give yourself peace of mind, you can check the FCA Register here.
As these are just short-term loans, they should only really be used for emergencies, such as:
Payday loans should not be used regularly as they are an expensive type of loan, our lenders operate responsible lending policies, and typically will only allow 1 or 2 extensions/rollovers.
This type of loan should not be considered a regular credit option, or solution to longer-term financial problems.
If you are worried about money, go to the Money Advice Service, a free and impartial money advice service, set up by the UK Government
Sometimes this can be done once or twice
If you’re not sure whether or not you will be able to pay back the loan in full on your next payday, consider
Contact your lender immediately to discuss your situation 📞
All our lenders operate responsible lending policies, so will try to work with borrowers who are experiencing difficulties:
Note that missed payments will affect your credit file.
Yes 👍
If you’re not sure if a payday loan is the best option, we’ve plenty of alternatives for people with a bad credit score:
Installment loans – similar to a payday loan except repayments are over 2-6 months:
Doorstep loans – cash brought to your door and weekly repayments:
Personal L0ans – typically the lowest interest rates but require a guarantor:
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
* depending on the lender
** depending on your, and your guarantor’s status
Most of our lenders allow early repayment of your loan 👍
Make sure you check this with your chosen lenders before taking out your loan.
Typically, by ‘Faster Payments’ directly into your bank account 💸
* You will have to have a UK bank account
Yes, but don’t worry 😉
You are credit checked to verify
If you have missed payments, defaults, or CCJ’s this is not a problem*
* Our lenders review each application individually, and whilst they may typically accept people with a damaged credit score, they also assess other things also, such as loan affordability, regular income, etc.
Yes, some of the impacts are as follows:
When you apply for a loan, this will show on your credit file. This only becomes a problem when you apply for lots of loans at the same time, as this can be an indication that you are desperate, which some lenders do not like.
For more information about payday loans check our the following helpful articles:
* Pay-out times from loan approval
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
If approved, you could receive funds by 5:07 AM
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.