Everyday Loans

Find out if Everyday Loans is the lender for you: read some reviews, the pros & cons of their loans and more…

Everyday Loans

Unsecured Personal Loan

Borrow: £1,000 to £15,000
Repay over: 18 to 60 months

⭐⭐⭐⭐⭐

4.9/5 from 21,330 reviews on feefo

4.5/5 from 5,198 reviews on Trustpilot

Representative 99.9% APR

Representative Example: Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706.

* Details correct at the time of writing & subject to change without notice


Choose your loan amount: £500
How many months?

If approved, you could receive funds by 7:03 PM

  • 3-minute online application
  • Up to 35 UK lenders
  • Instant online quotes
  • No obligation
  • No fees - we are a free service

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

All Credit Loans is a licensed credit broker and not a lender.


Allcreditloansnet Representative 49.9% APR

Representative Example: Borrow £3,250 over 36 months at a Representative Rate of 49.9% APR at an annual interest rate of 41.16% (fixed), you pay 36 instalments of £158.57. Total charge of credit is £2,464.57, total amount payable £5,714.67.

What does representative APR mean?


Everyday Loans Online Reviews



  • ⭐⭐⭐⭐⭐

    Excellent service received

    Applied online and received a call from Ayse stating loan was approved and advised of the next steps. I attended the Ilford branch and met with Ayse who I must say is a credit to the company, she was friendly, polite, very professional explaining everything in detail and most importantly NON JUDGEMENTAL.

    Trusted Customer
    Trusted Customer
    6th November 2022
  • ⭐⭐⭐⭐⭐

    Lovey staff

    Lovely staff , dealt with micheala she is very helpful , good overall experience

    Trusted Customer
    Trusted Customer
    6th November 2022
  • ⭐⭐⭐⭐⭐

    Great service provided by all the staff at Edinburgh branch

    Very helpful explaining everything and very nice staff with way they treated me when I was in there office

    Trusted Customer
    Trusted Customer
    5th November 2022
  • ⭐⭐⭐⭐⭐

    Easy and quick from the beginning

    Ian from the Leeds branch was a great advisor,he helped me understand which loan amount would be best and worked out a budget plan to help get my spending back on track.would definitely recommend.

    Trusted Customer
    Trusted Customer
    4th November 2022
  • ⭐⭐⭐⭐⭐

    Great service!

    Great experience with Everyday Loans! I was greeted by friendly employees. A massive thank you to Paul from the initial start from the phone call to the end at the branch. He is professional, attentive, genuine, helpful individual. I am satisfied with service, and I would highly recommened!

    Trusted Customer
    Trusted Customer
    3rd November 2022
  • ⭐⭐⭐⭐⭐

    Excellent customer service, friendly and knowledgeable ( Mansfield branch)

    Excellent customer service!!! Friendly staff. Easy process made simple

    Trusted Customer
    Trusted Customer
    3rd November 2022
  • ⭐⭐⭐⭐⭐

    Great service from Reading branch

    Genuinely found the service to be top quality. Good clear communication from the outset about the process and what I could borrow. From initial application to signed credit agreement all within a couple of hours. And best of all funds received later that day. Very happy customer.

    Trusted Customer
    Trusted Customer
    1st November 2022
  • ⭐⭐⭐⭐⭐

    Managerress was very helpful told me exactly what they could do to help me

    very helpful manageress was excellent very helpful and told me and showed me exactly what I would receive and what I had payed of overall five star rating

    Trusted Customer
    Trusted Customer
    31st October 2022
  • ⭐⭐⭐⭐⭐

    Made the whole process calm and were pleasant

    Excellent service ,money available within a few hours. The team made sure we understood all terms and conditions and that we were happy with the end result.

    Trusted Customer
    Trusted Customer
    31st October 2022
  • ⭐⭐⭐⭐⭐

    Pets and vet bills

    the team are all very helpful but I cannot reccomend Pauline highly enough, so informative and reassuring. always a fast reply and so accommodating due to my work commitments then losing my wee dog and being left with the litter,

    Trusted Customer
    Trusted Customer
    30th October 2022

  • ⭐⭐⭐⭐⭐

    Exuberant service

    7 star from start to finish explained all the factors regarding the loan I will always utalise Everyday Loans until Kevin stays with the business. Very professional guy worked within Every Day Core Values and delivered excellent customer service will recommend to friends and families going Forward. I am returning customer Well Done Kevin

    Mrs Baljeet Nahal
    Mrs Baljeet Nahal
    24 October 2022
  • ⭐⭐⭐⭐⭐

    I’ve used This service twice..

    I’ve used This service twice in the last year and both times dealing with Melissa at the Hull Branch…
    Who has gone above and beyond to help and advise on anything which maybe best for my financial situation at the time. I’ve also had communication from her colleagues at the branch and their service and support is 100% recommended to friends in similar situations.

    Robyn-Victoria “Bobin”
    Robyn-Victoria “Bobin”
    25 October 2022
  • ⭐⭐⭐⭐⭐

    As always excellent and easy to use

    As always excellent and easy to use and excellent service, quick and efficient and everything is made clear. Also if your not eligible for a high amount you have a chance if getting another amount they don’t just reject you right away like other company’s. 🙂

    Rabia A
    Rabia A
    03 October 2022
  • ⭐⭐⭐⭐⭐

    Excellent service

    The reason I give 5 stars is the service I received from start to finish was absolutely excellent no awkward questions made feel at ease all the time Ross from your Hamilton branch was a great guy even stayed late in the branch so I could drop off paper work and my money was in my account that night I would highly recommend everyday loans to anyone thank you you for such a great experience 😀

    Lynne
    Lynne
    03 October 2022
  • ⭐⭐⭐⭐⭐

    Everyday loans for everyday people

    Everyday loans was so easy to apply for. The staff in the Hull branch was great. They made me feel welcome when I went in the branch and also explained everything I was reading and agreeing to. The staff did everything they could to make my application so easy for me. Thank you to all the staff.

    Phillipa Willis
    Phillipa Willis
    14 October 2022
  • ⭐⭐⭐⭐⭐

    Super friendly service

    Super friendly service,treated like old friend. Explained everything what they do during the process and never look or talk down on me. Happy to do business with Everyday Loan now and in future. Well deserved 5 ⭐

    Tamas Karacsony
    Tamas Karacsony
    14 October 2022
  • ⭐⭐⭐⭐⭐

    Excellent at providing the loan

    Abs, Christian and Matt were excellent at providing the loan. They were good communicators, and thorough in going through the Ts & Cs in an understanding way. Well done!

    Erfan Ullah
    Erfan Ullah
    14 October 2022
  • ⭐⭐⭐⭐⭐

    I would like to say Thank you

    I would like to say Thank you to Sohail for helping me get this loan and sort my finances out and make me sleep better at nights. He was very professional and understanding.

    It took a while but he was patient as I had a child with me, we got there in the end.

    The funds were available to me on the Monday so thank you.

    I would recommend anyone to Everyday Loans!

    Donna Letton
    Donna Letton
    07 October 2022
  • ⭐⭐⭐⭐⭐

    I wouldn’t go anywhere else for a loan…

    I’ve had two small loans from EDL before so when I was planning a move I knew I wanted to ask them for help first. Gave me a great rate and some general/ good advice, since I was an existing customer they treated me extra special and really drilled down my spending and what a pay back would look like. I was helped by Adam, my account manager and he was great, super knowledgeable and helpful. Left with a smile on my faceb

    Maggie Rugadza
    Maggie Rugadza
    10 October 2022
  • ⭐⭐⭐⭐⭐

    Really helpful and kind

    very helpfull and kind i would highly recommend verry polite

    Jordan King
    Jordan King
    27 October 2022

Loan Features

Fees

Maximum APR 299.9%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £0

Minimum Criteria

Must be a UK resident

Must be aged 18 years or over

You will need to be in full time employment

Loan Highlights

For those with a bad credit history

Lots of good online reviews

Help on improving your credit rating on their website

Con’s 👎

APRs can go up to 299.8% depending on your credit history and personal circumstances.

If the closest branch is not local, then you’ll have to apply online.

The Basics ✍️

Applying to them won’t affect your credit score as they use Soft Searching Technology.

You need to be over 18 years old.

You must be able to comfortably afford the monthly loans repayments.

You must be a UK resident.

Loans are not allowed for business, gambling, or illegal purposes.

Pro’s 👍

They have local branches where you can speak to someone real!

You don’t have to be a homeowner.

They offer loans to tenants and loans to people living with their parents.

They can give you a conditional decision in minutes.

About Everyday Loans

Everyday Loans provide unsecured personal loans from £1,000 to £15,000. They do not just look at your credit crore, but also what they call your credit future, not just your credit history, so even if you have had problems with your credit score in the past, they can often help. They offer loans to tenants and people living with their parents, so you do not need to be a homeowner.

Everyday is owned by the NSF Group which today specialises in branch-based lending. Previously NSF owned the brands the ‘Trust Two Loans’ and ‘George Banco’ (guarantor loans), plus ‘Loans at Home’ (doorstep loans).

At the time of writing, Everyday has 77 local branches throughout the UK, including:

Basildon, Belfast, Bexleyheath, Birmingham, Bolton, Bootle, Bradford, Brighton, Bristol, Bristol Kingswood, Cardiff, Chatham, Chester, Chester Le Street, Coventry North, Coventry South, Croydon, Darlington, Derby, Doncaster, Dudley, Dunfermline, East Finchley, Eccles, Edinburgh, Enfield, Erdington, Glasgow, Hamilton, Harrow, Hounslow, Hull, Ilford, Ipswich, Kings Heath, Leeds East, Leeds West, Leicester North, Leicester South, Lewisham, Lisburn City, Liverpool, Luton, Manchester, Mansfield, Middlesbrough, Milton Keynes, Newcastle, Newport, North Tyneside, Northampton, Norwich, Nottingham, Oldham, Paisley, Peterborough, Portsmouth, Preston, Reading, Romford, Scunthorpe, Sheffield, Slough, Southampton, St Helens, Stockport, Stoke, Stratford, Swansea, Sunderland, Tamworth, Wakefield, Walsall, Warrington, Wigan, Wimbledon, and Wolverhampton.



Questions

In most cases at your appointment 📆

  • They first need a few minutes first on the phone to arrange your local branch appointment.  The branch appointment typically takes no more than 45 minutes. So long as you bring all the information that they have requested, in most cases, they are able to give you the loan there and then.

As mentioned in the previous questions this will be taken care of in your branch appointment, this only takes typically 45-minutes⏱️.

No 😀

Yes 😃

  • You can pay the full outstanding balance off
  • Pay any interest and service fees due up to that point

Trust Two was the guarantor brand from Everyday Loans, part of the NSF Group, this division is no longer lending.

See the latest from the NSF Group’s website:

After a challenging 2020 and having completed a detailed review of the Group’s Guarantor Loans Division and its prospects, the Board took the decision in June 2021 to place the division into a managed run-off which is expected to conclude by the end of 2025. Whilst hugely disappointing, collecting out the loan book is the only rational conclusion given the combined impact of the pandemic, the FCA review into guarantor loans and the expected increase in costs in order to meet revised FCA requirements that would necessarily impede any potential recovery in profitability in the future.

George Banco was also part of the NSF Group which owns Everyday Loans, George Banco is no longer lending.

See the latest statement from the NSF Group on George Banco:

After a particularly challenging period, NSF Group’s Guarantor Loans Division has been placed into a managed run-off as we prepare to close down the business. We are still open and the decision to stop offering new loans to our customers will not impact how we are supporting our existing customers. Our customer service, accounts management and complaints team remain available to support you.

No further borrowing will be approved, and all existing loans will be paid off by customers at their scheduled maturity dates or early, as prepayment. The managed run-off process will have no impact on any existing borrowing and our customers should continue with their agreed repayment schedule as normal.


Company Info


Companies House Info


Co Reg No: 05850869

Website: everyday-loans.co.uk

Address: 1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, England, SL8 5XF

FCA Registration


FCA Ref No: 724445

Firm Name: Everyday Lending Limited

Principal Place of Business: 1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, SL8 5XF.

Data Protection Info


Reg No: Z9591892

Data Controller: Everyday Lending Limited

Address: First Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, SL8 5XF

Other Names:


Get Accepted for a Loan

Choose your loan amount: £500
How many months?

If approved, you could receive funds by 7:03 PM

  • 3-minute online application
  • Up to 35 UK lenders
  • Instant online quotes
  • No obligation
  • No fees - we are a free service

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

All Credit Loans is a licensed credit broker and not a lender.


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