Everyday Loans
Find out if Everyday Loans is the lender for you: read some reviews, the pros & cons of their loans and more…
Find out if Everyday Loans is the lender for you: read some reviews, the pros & cons of their loans and more…
Unsecured Personal Loan
⭐⭐⭐⭐⭐
4.9/5 from 21,330 reviews on feefo
4.5/5 from 5,198 reviews on Trustpilot
Representative 99.9% APR
Representative Example: Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706.
* Details correct at the time of writing & subject to change without notice
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. AllCreditLoans is a licensed credit broker and not a lender.
If approved, you could receive funds by 10:18 AM
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Subject to affordability and your credit score.
See 10 recent reviews:
See 10 recent reviews:
Maximum APR 299.9%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £0
Must be a UK resident
Must be aged 18 years or over
You will need to be in full time employment
For those with a bad credit history
Lots of good online reviews
Help on improving your credit rating on their website
APRs can go up to 299.8% depending on your credit history and personal circumstances.
If the closest branch is not local, then you’ll have to apply online.
Applying to them won’t affect your credit score as they use Soft Searching Technology.
You need to be over 18 years old.
You must be able to comfortably afford the monthly loans repayments.
You must be a UK resident.
Loans are not allowed for business, gambling, or illegal purposes.
They have local branches where you can speak to someone real!
You don’t have to be a homeowner.
They offer loans to tenants and loans to people living with their parents.
They can give you a conditional decision in minutes.
Everyday Loans provide unsecured personal loans from £1,000 to £15,000. They do not just look at your credit crore, but also what they call your credit future, not just your credit history, so even if you have had problems with your credit score in the past, they can often help. They offer loans to tenants and people living with their parents, so you do not need to be a homeowner.
Everyday is owned by the NSF Group which today specialises in branch-based lending. Previously NSF owned the brands the ‘Trust Two Loans’ and ‘George Banco’ (guarantor loans), plus ‘Loans at Home’ (doorstep loans).
At the time of writing, Everyday has 77 local branches throughout the UK, including:
Basildon, Belfast, Bexleyheath, Birmingham, Bolton, Bootle, Bradford, Brighton, Bristol, Bristol Kingswood, Cardiff, Chatham, Chester, Chester Le Street, Coventry North, Coventry South, Croydon, Darlington, Derby, Doncaster, Dudley, Dunfermline, East Finchley, Eccles, Edinburgh, Enfield, Erdington, Glasgow, Hamilton, Harrow, Hounslow, Hull, Ilford, Ipswich, Kings Heath, Leeds East, Leeds West, Leicester North, Leicester South, Lewisham, Lisburn City, Liverpool, Luton, Manchester, Mansfield, Middlesbrough, Milton Keynes, Newcastle, Newport, North Tyneside, Northampton, Norwich, Nottingham, Oldham, Paisley, Peterborough, Portsmouth, Preston, Reading, Romford, Scunthorpe, Sheffield, Slough, Southampton, St Helens, Stockport, Stoke, Stratford, Swansea, Sunderland, Tamworth, Wakefield, Walsall, Warrington, Wigan, Wimbledon, and Wolverhampton.
In most cases at your appointment 📆
As mentioned in the previous questions this will be taken care of in your branch appointment, this only takes typically 45-minutes⏱️.
No 😀
Yes 😃
Trust Two was the guarantor brand from Everyday Loans, part of the NSF Group, this division is no longer lending.
See the latest from the NSF Group’s website:
After a challenging 2020 and having completed a detailed review of the Group’s Guarantor Loans Division and its prospects, the Board took the decision in June 2021 to place the division into a managed run-off which is expected to conclude by the end of 2025. Whilst hugely disappointing, collecting out the loan book is the only rational conclusion given the combined impact of the pandemic, the FCA review into guarantor loans and the expected increase in costs in order to meet revised FCA requirements that would necessarily impede any potential recovery in profitability in the future.
George Banco was also part of the NSF Group which owns Everyday Loans, George Banco is no longer lending.
See the latest statement from the NSF Group on George Banco:
After a particularly challenging period, NSF Group’s Guarantor Loans Division has been placed into a managed run-off as we prepare to close down the business. We are still open and the decision to stop offering new loans to our customers will not impact how we are supporting our existing customers. Our customer service, accounts management and complaints team remain available to support you.
No further borrowing will be approved, and all existing loans will be paid off by customers at their scheduled maturity dates or early, as prepayment. The managed run-off process will have no impact on any existing borrowing and our customers should continue with their agreed repayment schedule as normal.
Co Reg No: 05850869
Website: everyday-loans.co.uk
Address: 1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, England, SL8 5XF
FCA Ref No: 724445
Firm Name: Everyday Lending Limited
Principal Place of Business: 1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, SL8 5XF.
Reg No: Z9591892
Data Controller: Everyday Lending Limited
Address: First Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, SL8 5XF
Other Names:
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. AllCreditLoans is a licensed credit broker and not a lender.
If approved, you could receive funds by 10:18 AM
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.