Poor Credit Loans £100 to £5,000
Get quotes in 3-minutes from the lenders who’ve pre-approved you
Get quotes in 3-minutes from the lenders who’ve pre-approved you
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
If approved, you could receive funds by 9:19 AM
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
Rates from 43.1% APR to 1,333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 60 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable) Subject to affordability and your credit score.
Our lenders specialise in helping people with a poor credit score 👍
Each lender had their own acceptance criteria, but the main things they look for are
Our lenders do a wide range of loans from £100 up to £20,000.
Each lender has its own acceptance criteria, though some typical factors which affect how much you can borrow are:
You are allowed to use the loan funds how you please, so long as it’s legal and moral 👍
Only if you make many full applications to multiple lenders 🤔
We, therefore, suggest that you only make one application once you’re sure that is the loan you wish to proceed with.
This will depend on the type of loan you go for
* These approximate pay-out times do vary from lender to lender and will be subject to the lender receiving a fully completed and accurate application with all required supporting documents.
We have a simple process:
This will depend on
Remember, if you make the term longer, whilst this could lower your monthly repayments, it could mean overall you pay more in interest charges.
Use the loan slider to find out costs for different loans over different terms.
In some cases, yes
1. Improving your credit score 👍
You will improve your credit score if you
2. Possible impact on your credit score 🤞
If you take out the following short-term loans, some lenders (especially for larger loans) may see this as an indication of poor money management (even if this is untrue)
So even if you make all repayment in full, it is possible that these loan types could in the future affect your ability to get a larger unsecured loan or mortgage.
3. Negative impact on your credit score 👎
Any of the following will have a negative credit score impact
The negative impact will depend on how many, so for example 3 late payments will have a greater impact than 1.
Probably “no” for smaller loans, and “yes” for larger loans
To find out the costs of getting a loan > Get Quotes
Unfortunately, our lenders do not accept people who are insolvent 👎
Yes 👍
By law, you have the right to change your mind with a 14-day cooling-off period 👍
All lenders have different Right to Cancel procedures, so contact your lender to find out exactly how to do this.
For some helpful articles on poor credit loans see
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
If approved, you could receive funds by 9:19 AM
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.