This site is free to use
The basic principle of All Credit Loans is that it is free to use.
We want you to use the potential of the site to help you narrow down your finance options without the fear of fees or charges.
You can use our web forms free of charge and you are never obliged to proceed with any offer that may be presented to you.
Keeping costs to a minimum
We keep our costs to a minimum by operating as an online business; we don’t believe in the need for a call centre to take enquiries, as having people manning phones will not improve the information you have available to you. Instead, we prefer to develop tools to help you quickly narrow down the options available.
So how do we get paid?
Developing and maintaining our website does cost money so we do need a revenue stream. We get paid by the lenders for the business that we refer to them.
When you see this “No Fees” logo on a product page you can be assured that All Credit Loans income is not being added to your loan amount; the income we earn is a cost born by the lender, not by you.
So no fees for All Credit Loans are added to your loan.
Applying Through Us – Same Rates as Going Direct
Typically, we only receive a payment if an applicant actually takes out a credit product with one of our lenders. Most of the time the commission we earn is simply a cost to the lender’s business, it is not added to the price you pay.
This is our full “no fees” service – no upfront fees and no fees on completion.
Using our online broking service means you get the choice and the information without paying any extra for it. In other words, you can come via All Credit Loans, get a better choice of solutions and pay no more for them than if you had gone direct (where this is possible). So using All Credit Loans makes complete sense!
Although we do not charge any fees some lenders may add a fee to the loan amount. You should make sure you are clear about all costs before you proceed with any loan.