Installment Loans from £100 to £5,000

Get quotes in 3-minutes for the lenders who have pre-accepted you

Warning: Late repayment can cause you serious money problems. For help, go to

All Credit Loans is a licensed credit broker and not a lender.

  • one simple form
  • up to 27 lenders
  • instant quotes
  • all online
  • no obligation
  • free service
  • secure

What are installment loans?

A ‘normal’ loan paid back in manageable weekly or monthly instalments 🗓️


With a payday loan, you are usually expected to repay the full loan and interest in one lump sum, with an installment loan this is split into affordable amounts over 2 to 6 months.


When money is tight, one payment can be hard to manage, so spread the cost of the loan with weekly or monthly repayments.


Makes sure the repayments are manageable with a repayment term that suits you – typically from between 1 and 6 months.


  1.   No credit check for quotes
  2.   One form to multiple lenders
  3.   No broker or application fees
  4.   Secure online application

99.8% APR

Representative example
  • If you borrow £500 over 52 months
  • At a Representative rate of 99.8% APR and an annual interest rate of 99.8% (fixed)
  • You would pay 52 monthly installments of £13.41
  • The total charge for credit will be £197.32
  • The total amount payable will be £679.32

Frequently Asked Questions

The differences

  • Instalment – payback the loan in affordable instalments over up to 12 months
  • Payday – pay back the loan in full at the end of the month (normally your next payday)

Poor credit’s OK 👍

Our lenders welcome people with a less than perfect credit file *

  • Missed payments and defaults
  • CCJ’s

* Loans are subject to affordability and the lenders individual criteria

£100 up to £5,000 💷

  • Instalment loans from £100 – £2,000
  • Personal Loans from £500 – £5,000

How you use the funds is typically up to you 👍

Though all our lenders have responsible lending policies, so most will not allow gambling or similar. However, many of out customers use the funds for:

  • Emergency expenses
  • Debt consolidation
  • New vehicle, or repairs
  • Home improvements
  • and more…….

With some lenders same day is possible 👍

This will depend on how quickly you get all the requested information to your chosen lender.

  • To get quotes on this website: 3-minutes
  • To finish the application with your chosen lender – about 10 minutes

Each lenders criteria varies, though the following is the typical criteria:

  • UK resident with full residency
  • Between 18 and 75 years old
  • Some form of regular income to make the repayments affordable
  • Solvent (not in a debt management plan, IVA, or bankrupt)
  • UK bank account with debit card

More Questions

Our lenders instalment loans are

  • For typically up to 12 months
  • You’re free to choose over how long you repay the loan (subject to affordability), from 1, all the way up to 12 months.

Remember, that if you spread the loan over a longer period, then this could

  • Reduce your monthly repayment
  • Increase the amount of interest you pay back overall

Currently No 👎

None of our lenders currently lend to those who are insolvent.

So if you’re bankrupt or in an IVA, currently we cannot help

This will depend on your chosen lender, the amount you borrow and for how long.

Our lender’s interest rates are typically fixed, though they can vary depending on your chosen loan term.

Get quotes to find out how much a loan could cost you.

Not when you use this website to get quotes 👍

Yes, when you apply with your chosen lenders, but that is OK 👍

All lenders will credit check you to check your identity, plus that you’re not insolvent (bankrupt, IVA etc.).

  • If you have missed payments, defaults and CCJs, that is typically not a problem.
  • Whether or not the loan is affordable for you is one of the key things the lenders are looking for.

Simple, fast and online 😀

  1. Fill out our 3-minute application form
  2. Receive loan quotes from various lenders
  3. Choose your favourite quote
  4. Finish your application with your chosen lender

Yes, and yes 👍

This website is free for you to use

  • We get paid by the lenders
  • Loan will cost you the same as if you went to the lender directly

We are a fully regulated UK based credit broker:

  • Registered in England & Wales, company number 09737098
  • Authorised and regulated by the Financial Conduct Authority, Permission Reference Number 715726
  • Registered with the Information Commissioner’s Office – ZA535774

Click Apply Now to ger quotes for loans you’ve been pre-approved for.

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4 Simple Steps to a Loan

Fast, online, secure

1. Online Application

Only 3-minutes to fill out form and get multiple quotes

2. 27 x lenders

Our amazing system will check up to 27 lenders for you.

3. Loan Quotes

Immediately see online the loans you've been pre-approved for

4. Choose Loan

Simply choose the best loan for you and finish off the quick online application

  • one simple form
  • up to 27 lenders
  • instant quotes
  • all online
  • no obligation
  • free service
  • secure
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