Installment Loans from £100 to £1,500

Find a loan in 2-minutes for the lender who has pre-accepted you 🔍

Choose your loan amount: £500
How many months?

If approved, you could receive funds by 11:57 AM

  • 3-minute online application
  • Up to 35 UK lenders
  • Instant online quotes
  • No obligation
  • No fees - we are a free service

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

All Credit Loans is a licensed credit broker and not a lender.


Representative 49.7% APR

Rates from 43.1% APR to 1,333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 60 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable) Subject to affordability and your credit score.



What are installment loans?

A payday loan alternative paid back in affordable weekly or monthly instalments:

👍 Payday alternative – with a payday loan, you are usually expected to repay the full loan and interest in one lump sum, an installment loan is split into affordable amounts over typically 3 – 6 months.

👍 Spread the cost with manageable instalments – one payment can be hard to manage, so spread the cost of the loan with weekly or monthly repayments.

👍 Short-term loan with flexible repayments – makes sure the repayments are manageable with a repayment term that suits you.

happy-family-lying-down-on-floor

  • one simple form
  • up to 27 lenders
  • instant quotes
  • all online
  • no obligation
  • free service
  • secure

Frequently Asked Questions

The differences

  • Instalment – payback the loan in affordable instalments over up to 12 months
  • Payday – pay back the loan in full at the end of the month (normally your next payday)

Poor credit’s OK 👍

Our lenders welcome people with a less than perfect credit file *

  • Missed payments and defaults
  • CCJ’s

* Loans are subject to affordability and the lenders individual criteria

£100 up to £5,000 💷

  • Instalment loans from £100 – £2,000
  • Personal Loans from £500 – £5,000

How you use the funds is typically up to you 👍

Though all our lenders have responsible lending policies, so most will not allow gambling or similar. However, many of out customers use the funds for:

  • Emergency expenses
  • Debt consolidation
  • New vehicle, or repairs
  • Home improvements
  • and more…….

With some lenders same day is possible 👍

This will depend on how quickly you get all the requested information to your chosen lender.

  • To get quotes on this website: 3-minutes
  • To finish the application with your chosen lender – about 10 minutes

Each lenders criteria varies, though the following is the typical criteria:

  • UK resident with full residency
  • Between 18 and 75 years old
  • Some form of regular income to make the repayments affordable
  • Solvent (not in a debt management plan, IVA, or bankrupt)
  • UK bank account with debit card

More Questions

Our lenders instalment loans are

  • For typically up to 12 months
  • You’re free to choose over how long you repay the loan (subject to affordability), from 1, all the way up to 12 months.

Remember, that if you spread the loan over a longer period, then this could

  • Reduce your monthly repayment
  • Increase the amount of interest you pay back overall

Currently No 👎

None of our lenders currently lend to those who are insolvent.

So if you’re bankrupt or in an IVA, currently we cannot help

This will depend on your chosen lender, the amount you borrow and for how long.

Our lender’s interest rates are typically fixed, though they can vary depending on your chosen loan term.

Get quotes to find out how much a loan could cost you.

Not when you use this website to get quotes 👍

Yes, when you apply with your chosen lenders, but that is OK 👍

All lenders will credit check you to check your identity, plus that you’re not insolvent (bankrupt, IVA etc.).

  • If you have missed payments, defaults and CCJs, that is typically not a problem.
  • Whether or not the loan is affordable for you is one of the key things the lenders are looking for.

Simple, fast and online 😀

  1. Fill out our 3-minute application form
  2. Receive loan quotes from various lenders
  3. Choose your favourite quote
  4. Finish your application with your chosen lender

Yes, and yes 👍

This website is free for you to use

  • We get paid by the lenders
  • Loan will cost you the same as if you went to the lender directly

We are a fully regulated UK based credit broker:

  • Registered in England & Wales, company number 09737098
  • Authorised and regulated by the Financial Conduct Authority, Permission Reference Number 715726
  • Registered with the Information Commissioner’s Office – ZA535774

Click Apply Now to ger quotes for loans you’ve been pre-approved for.

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Cash ASAP

  • £100 - £750 Borrow
  • 1 to 3 months Term
  • 1,297% Representative APR
  • 4.4 from ‎‎1,769 reviews
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Dot Dot Loans

  • £200 - £1,000 Borrow
  • 3 to 9 months Term
  • 757.7% Representative APR
  • 4.6 from ‎‎673 reviews
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Money Boat Loans

  • £200 - £1,500 Borrow
  • 1 to 6 months Term
  • 939.5% Representative APR
  • 4.2 from ‎‎4,527 reviews
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CASH4UNOW Loans

  • £150 - £1,000 Borrow
  • 4 to 6 months Term
  • 1,314% Representative APR
  • 4.2 from ‎‎811 reviews
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Cash Float Loans

  • £500 - £1,000 Borrow
  • 3 to 6 months Term
  • 529.09% Representative APR
  • 4.8 from ‎‎621 reviews
Wizz Cash Logo

Wizz Cash Loans

  • £300 - £1,000 Borrow
  • 3 months Term
  • 1,265% Representative APR
  • 2.2 from ‎‎8 reviews
Buffa Loans Logo

Buffa Loans

  • £100 - £1,000 Borrow
  • 3 to 6 months Term
  • 1,120% Representative APR
  • 4.7 from ‎‎341 reviews

Get Accepted for a Loan

Choose your loan amount: £500
How many months?

If approved, you could receive funds by 11:57 AM

  • 3-minute online application
  • Up to 35 UK lenders
  • Instant online quotes
  • No obligation
  • No fees - we are a free service

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

All Credit Loans is a licensed credit broker and not a lender.


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