Frequently Asked Questions Home
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- Are guarantor loans a payday loan alternative?
- Are the lenders regulated?
- Are there age restrictions?
- Are there any special loan benefits?
- Are there no credit check guarantor loans?
- Been asked to be a guarantor but unsure?
- Can a guarantor be from outside the UK?
- Can a guarantor be retired?
- Can a guarantor live at the same address as the borrower?
- Can being a guarantor affect your credit rating?
- Can having a loan affect (even improve) my credit score?
- Can I cancel my application?
- Can I change my mind about being a guarantor?
- Can I change my payment date?
- Can I change the loan amount or extend my loan term?
- Can I find a guarantor for a loan online?
- Can I Get a Loan with Bad Credit?
- Can I make a late payment?
- Can I make a smaller monthly payment or reduce payments?
- Can I make my payments by PayPoint?
- Can I pay off other debts with this loan?
- Can I share repayments with my Guarantor?
- Can I take a payment holiday or break?
- Can my family member, partner or spouse be my guarantor?
- Can someone who is self-employed be a guarantor on a loan?
- Can the lender take legal action?
- Can you be a guarantor for more than one person?
- Can you be a guarantor with bad credit?
- Can you be a guarantor without being a homeowner?
- Do guarantors get credit checked?
- Do guarantors need access to the internet?
- Do guarantors need to complete a budget?
- Do guarantors need to have a debit card?
- Do I have to be employed?
- Do I need a bank account?
- Do I need a debit card?
- Do I need a guarantor before I apply?
- Do I need a mobile number & email address?
- Do I need an income?
- Do I need to be a UK resident?
- Do I need to be able to speak English if I am called?
- Do lenders allow you to make extra payments?
- Do the lenders charge fees for late payment?
- Do the lenders charge up-front fees?
- Do you charge upfront fees?
- Do your lenders accept people discharged from bankruptcy?
- Does a guarantor need to be employed?
- Does a guarantor need to speak English?
- Does being a guarantor affect your ability to get a mortgage?
- Does my debit card and bank account need to be registered in my name and current home address?
- Does the lender check affordability and how is it assessed?
- Does the loan appear on a guarantors credit file?
- For how long can I borrow?
- High Cost Short Term Loan FAQs
- High Cost Short Term Loan FAQs
- How do I find out my credit score?
- How do I know if the borrower will repay the loan?
- How do I make a complaint against allcreditloans.net?
- How do I make a complaint against the lender?
- How do I make the loan repayments?
- How do I repay my Loan?
- How do I send ID, proof of my income and other documents?
- How does the application process work?
- How fast can I be approved and when will the money arrive in my account?
- How is interest calculated?
- How long before the guarantor is contacted about a missed payment?
- How long does the application process take?
- How much can I borrow?
- How quickly will I get the loan?
- How to find a guarantor for a loan?
- How to get out of being a loan guarantor?
- How will the loan be paid to me?
- I’ve been asked to be a Guarantor – what does this mean?
- If I’m pre-approved does that mean I will definitely get a loan?
- If the lender needs to call, when will this be?
- If the loan has ‘daily interest’ how does this work?
- Is a guarantor required?
- Is allcreditloans.net regulated?
- Is debt consolidation an alternative to bankruptcy?
- Is home ownership required?
- Is it possible to change my guarantor?
- Is it possible to get a loan without a guarantor?
- Is it safe to get an online loan?
- Is it safe to input my internet banking details?
- Is my home at risk of repossession?
- Is the loan secured against a guarantor’s home?
- Is there a cooling off period?
- Is there a way to get my loan quicker?
- Is there any benefit to me being a loan backer?
- Proof of identity – what’s acceptable?
- See Guarantor Loan Videos
- What are debt consolidation loans for bad credit?
- What are installment loans?
- What are payday guarantor loans?
- What are the final checks?
- What are the interest rates on guarantor loans?
- What can my loan be used for?
- What do lenders mean by budget plan?
- What do you need to be a guarantor?
- What does APR mean?
- What does interest mean?
- What does representative APR mean?
- What happens if a guarantor refuses to make the loan repayments?
- What happens if I cannot afford the repayments moving forward?
- What happens if I don’t apply this time?
- What happens if my guarantor changes their mind about the application?
- What happens to bank statements I send to the lender?
- What happens when I’ve completed my guarantor loan application?
- What if I am insolvent?
- What if I have problems making my guarantor loan repayments?
- What if the guarantor loans borrower stops making the repayments?
- What is a guarantor liable for?
- What is a guarantor loan?
- What is a payday loan?
- What is a short-term loan?
- What is an electronic signature?
- What Is Loan Eligibility Criteria?
- What is my credit file and score?
- What is the Financial Conduct Authority (FCA)?
- What is the most I can borrow?
- What options are there if I’ve been declined for a guarantor loan?
- What will happen if I continue to miss payments?
- What’s a no guarantor loan?
- What’s the typical guarantor criteria?
- When do the monthly repayments start?
- When might you ask my guarantor to pay?
- Where can I get advice if I am having money problems?
- Who can be a guarantor for a loan?
- Who makes the monthly repayments?
- Why am I asked for my banking details?
- Why do lenders pay the loan into the guarantor’s bank account?
- Why do you contact my guarantor directly when I’ve spoken to them?
- Why have I been declined for a loan?
- Why is my debit card not being accepted?
- Why is the interest higher than a ‘normal’ bank loan?
- Why was my guarantor declined?
- Will being a guarantor affect getting a loan?
- Will I be Credit Checked?
- Will my application definitely be accepted?
- Will my guarantor be sent copies of any paperwork?
- Will the lender need to speak to me or my guarantor?
- Will the repayments increase during the term?