To help our lenders make their lending decisions 📝
They need to view up to 90 days of your bank account history, to assess whether their loan is suitable, affordable, and sustainable for you.
- As responsible lenders, they work with credit reference agencies to review your creditworthiness, so it is important for them to verify your monthly incomings and outgoings.
- This will help them to ensure that you do not find it difficult to make the repayments and end up incurring further costs and charges.
- They are only permitted read-only access to your current account, so you will only ever be able to view the recent transactions on your account – nothing more.