How much can I borrow?

Our lenders offer loans from £500 up to £15,000. Read More

For how long can I borrow?

Terms range from 12 months to 60 months. Read More

What is the most I can borrow?

It will depend on your circumstances. Read More

Do you charge upfront fees? does not charge any broker fees, our service is free to use. Read More

Is it possible to get a loan without a guarantor?

We do have some lenders who can provide loans to certain applicants without a guarantor being required. Read More

Can I share repayments with my Guarantor?

No. You need to be able to pay this loan on your own. Read More

What can my loan be used for?

Loans can be used for almost any purpose. Read More

Will I be Credit Checked?

Yes, our lenders use a Quotation search on both you and your Guarantor. Read More

Is it safe to get an online loan?

See the two simple steps you should do to ensure you remain safe online when looking for, and taking out a loan. Read More

Is my home at risk of repossession?

The loan is unsecured and is not secured on your home. Read More

Is debt consolidation an alternative to bankruptcy?

Bankruptcy should always be viewed as a last alternative. With other less extreme options often available, it’s important to ensure...

Can having a loan affect (even improve) my credit score?

Yes, in potentially good and bad ways. Read More

High Cost Short Term Loan FAQs

Often called Cash advance / Payday advance / Wage advance / Salary advance. Read More

How to find a guarantor for a loan?

Persuading someone to be your guarantor is more than just asking! We look at the 4 simple steps you need to take to successfully find a suitable guarantor. Read More

What does representative APR mean?

Understanding Representative APRs is very important before you get any form of credit. We cover what these terms both mean, and what the figures are for all our lenders. Read More
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