Interest and Fees

Do you charge upfront fees? does not charge any broker fees, our service is free to use. Read More

Do the lenders charge up-front fees?

Most lenders do not charge you any upfront fees or set up fees when you have applied for your loan. Read More

What are the interest rates on guarantor loans?

Typically, the best value personal loans for poor credit history: 29% - 54.9%. Read More

Why is the interest higher than a ‘normal’ bank loan?

Lenders who provide guarantor loans provide a different service to the high street banks and usual lenders, specifically helping those with a poor credit rating. Read More

Do the lenders charge fees for late payment?

Many lenders do charge fees for late or missed payments. Read More

How is interest calculated?

Most lenders calculate interest daily. This means you only pay interest for the time you have the loan. Read More

If the loan has ‘daily interest’ how does this work?

Daily interest is calculated against the balance of the loan, on the amount outstanding. Read More

What does interest mean?

Interest is one of the main costs of borrowing expressed as a percentage of the amount you have borrowed. Read More

What does APR mean?

APR stands for ‘annual percentage rate’ and it shows how much interest is charged over the course of a year. Read More

What does representative APR mean?

Understanding Representative APRs is very important before you get any form of credit. We cover what these terms both mean, and what the figures are for all our lenders. Read More
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