Regulation & Complaints FAQs | AllCreditLoans.net

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Regulation & Complaints

Is allcreditloans.net regulated?

YES. We are regulated by the FCA as a Credit Broker, see details.

Are the lenders regulated?

YES. All the lenders used on our site are regulated by the Financial Conduct Authority. (www.fca.org.uk). Read More

Is it safe to get an online loan?

See the two simple steps you should do to ensure you remain safe online when looking for, and taking out a loan. Read More

What is the Financial Conduct Authority (FCA)?

The Financial Conduct Authority (FCA) is a financial regulatory body in the United Kingdom but operates independently of the UK Government. Read More

How do I make a complaint against allcreditloans.net?

We aim to provide a professional and transparent online broking service. Read More

How do I make a complaint against the lender?

The first thing to do is to contact your lender and follow their complaints procedure. Read More

FAQ Categories

Representative APR: 79.5% (variable)

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months.

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Please read the terms and conditions of your loan agreement before applying.

*Subject to lender’s requirements and approval. Cash within 60 minutes is available but is dependent on if your bank accepts faster payments. If not, cash could take 24 to 48 to arrive.