Regulation & Complaints FAQs | AllCreditLoans.net

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Regulation & Complaints

Is allcreditloans.net regulated?

YES. We are regulated by the FCA as a Credit Broker, see details.

Are the lenders regulated?

YES. All the lenders used on our site are regulated by the Financial Conduct Authority. (www.fca.org.uk). Read More

Is it safe to get an online loan?

See the two simple steps you should do to ensure you remain safe online when looking for, and taking out a loan. Read More

What is the Financial Conduct Authority (FCA)?

The Financial Conduct Authority (FCA) is a financial regulatory body in the United Kingdom but operates independently of the UK Government. Read More

How do I make a complaint against allcreditloans.net?

We aim to provide a professional and transparent online broking service. Read More

How do I make a complaint against the lender?

The first thing to do is to contact your lender and follow their complaints procedure. Read More

FAQ Categories

Representative APR: 49.7% (variable)

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months.

Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable).

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Please read the terms and conditions of your loan agreement before applying.

*Subject to lender’s requirements and approval. Cash within 60 minutes is available but is dependent on if your bank accepts faster payments. If not, cash could take 24 to 48 to arrive.