How To Get Broadband When You Have Bad Credit?
Credit checks aren’t just limited to loans, credit cards, or mortgage applications! If you’re looking to sign up for a new broadband contract, or switching providers, a low credit score could limit your options. Many well-known Internet Service Providers (ISPs) are likely to use credit-scoring methods to check up on new customers. From their point of view, it’s a convenient way to assess a new...
Why Applying for a Bad Credit Loan Directly With Lenders May Not Be The Best Move
With new lenders hitting the market all of the time, how can you know which ones you can trust? In this article we explain why using 3rd party companies such as Clear Credit to do the hard work for you by finding a panel of professional lenders, can save you both time and money.
How to save money on your broadband bill
Unfortunately, staying loyal to your broadband provider is rarely the way to get the best deal. Across the UK, broadband companies are constantly competing to attract new customers. That means newer clients get the best deals and offers. Once your broadband provider has secured a contract with you, they assume you’re going to stick with them. And let’s face it, many of us forget all...
4 Do’s and Don’ts When Looking for Emergency Cash
Emergencies put the pressure on and can quickly lead to bad decisions when looking to solve a cash flow problem. In these uncertain times, level-headed thinking is more important than ever, so if you’re in desperate need of cash we look at some do’s and don’ts, to make sure you don’t do something you’ll regret later on. This is especially important if you have got...
Save Money with These 7 Really Useful Free Software Solutions
Buying a computer itself is expensive enough, but once you start adding extras like subscriptions to Microsoft Office, getting anything done starts to become very expensive! If you look around, there are some great free alternatives which work like many of the standard programs you need day-to-day, chances are you just have not heard of them. Here are some suggestions to get you going: 1....
Paying Too Much? – A Guide To Saving Money On Broadband
Sadly when it comes to staying loyal to an ISP, customers are too often rewarded with overpayment. We cast a frugal eye over why and how you can make savings instead. Nobody likes to pay more than they need to, for anything in life. The bill for modern utilities is only rising and for most people keen to budget, every penny or pound needs to...
Pet Insurance – Do You Need It?
The number of pets owned in the UK an estimated 51 million, however, it is estimated that 84% of cats and 67% of dogs do not have insurance! Corona Virus Update November 2020 Q. Can pets catch Coronavirus? A. Yes – there have been a couple of cases where pets have tested positive Q. Will pet insurance cover my pet if they get Coronavirus? A....
Are Short Term Loans an Answer when you have a Bad Credit Rating?
With COVID-19 causing devastation to the UK economy, many people are looking at ways to ‘make ends meet’, which is especially difficult with a poor credit score! Short term borrowing such as payday advances can cause more problems than they solve! Is a short term loan really the answer? It may be tempting for anyone with bad credit problems to think that a short term...
Your Credit Score Explained
Your credit score is a number that the credit referencing agencies put against your credit file for lenders to quickly assess how ‘creditworthy’ you are to lend to or not! In the ‘good old days’, to get a loan you would meet the bank manager and they would make their decision to lend based on many factors, your credit score is only one. Though in...
Debt Consolidation: 3 Tips To Bringing Your Debt Under Control
If you are in debt, and especially if you are struggling to make your repayments, you know only too well the stress and anxiety this can cause 😞. There are many levels of debt that people get into, in this article, we look at a few things we can all do right now to start getting your debts under your control. Step 1: Do...