Also referred to as ‘home credit’ and ‘door to door loans’.
Cash loans delivered to your door by the lender’s agent, who then makes weekly visits to pick up the repayments.
Agents get to know you and assess whether a loan is affordable for your situation.
COVID-19 UPDATE – due to the current situation, doorstep lenders are having to alter their practices, and many are not sending agents to peoples homes to deliver cash loans and pick up the re-payments, instead this is having to be done via a bank account. Please clarify this with your chosen lender before proceeding.
To get a doorstep loan, chose from our lenders below, fill out their quick online form and you’ll receive a preliminary decision within an hour.
A local agent will then be in contact to arrange a visit to your home to complete the application and deliver your cash loan.
This agent will be your point of contact through the duration of your loan.
Your doorstep loan will be:
A bad credit score is not necessarily a barrier to getting a loan 😃
Lenders understand that having a bad credit rating doesn’t reflect on you as a person, and you may still qualify.
Lenders will consider more than just your credit rating when deciding whether you are eligible for a loan.
The key thing is that the loan is comfortably affordable to you
Once your online application has received preliminary approval, the lenders agent will visit your home to finalise the application and will also bring the loan with them in cash, which will be handed over to you when the application has been finalised.
Doorstep loans are typically offered up to a maximum value of £1,000 to new customers.
However, to existing customers with a proven payment track record, this can go as high as £1,500.
As the loans are generally for low amounts, repayments are typically every seven days.
This will be agreed with your agent at your first meeting.
Paying back on a weekly basis keeps interest rates down and means you can make a regular amount of smaller payments, rather than large monthly sums.
Loans are assessed on an individual basis and are tailored to each individual person’s situation.
A credit check will be performed, but lenders will also take into account a range of other factors.
The credit check should not be a reason to stop you from applying.
No, there is no difference 😃
This is simply a matter of wording.
In either case the loan is delivered to your home in cash by an agent.
There are many potential benefits:
Simply because it’s a loan brought to your door 🚪🚶
So no bank account needed, just cash in your pocked delivered by the lenders representative.
You will have an agent throughout the duration of your loan – you can talk to them 👩🏻🤝🧑🏽
Be open and honest about your situation so that they can help you.
Lenders will always do all they can to come to an arrangement that is manageable for you.
The whole of the UK 👍
The lenders that we work with cover the whole of the UK.
We can provide you with home credit to your doorstep, no matter where you live.
ONLINE ALTERNATIVES TO DOORSTEP >
Compared to a doorstep loan you could borrow more at lower rates *
Get quotes in 3-minutes for the loans you've been accepted for
Representative Example - if you borrow £1,000 over 12 months, repaying £103.06 per month, total repayable is £1,236.72 with an interest rate of 49.9% (variable).
* Subject to affordability and your credit score(a guarantor may be required)
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