A loan for people with bad credit that does not need a guarantor 👍 Available from £100 to £5,000* 👍 Repay over 2 to 60 months* 👍 Designed for people without a guarantor 👍 Our panel of over 35 UK lenders provide a huge range of loan options * Loan amount & repayment terms will depend on your chosen lender and your personal circumstances.
One single loan to help reduce your total monthly loan repayments: Designed to consolidate all unsecured debts into one new loan with lower more manageable monthly payments. Should have a lower interest rate rate and be repayed over a longer term to make repayments more affordable. * A £100-£10,000 loan that still accepts people with a poor credit rating. * If you are extending the terms...
A short-term advance paid back on your next payday, however due to bad press and increased regulation by the FCA in 2014 many borrowers today prefer installment loans which are typically repayed over 3-12 months in more affordable monthly installments. Small loan (typically £100-£1,500) to tide you over for a few weeks up to your next payday One re-payment where the loan plus fees & interest is...
A payday loan alternative paid back in affordble weekly or monthly instalments: 👍 Short-term loan with flexible repayments: makes sure the repayments are manageable with a repayment term that suits you. 👍 Spread the cost with manageable instalments: one payment can be hard to manage, so spread the cost of the loan with weekly or monthly repayments. 👍 Payday alternative: an installment loan is split into...
A type of unsecured loan designed for individuals who need to borrow a small amount of money for a short period of time, typically ranging from a few months to a year. Our lenders have short term loans from £100 to £1,500 available for 12 months or less. Apply to see which loans are available you: For more info see our short term loans page....
What is a high-cost short-term loan? Often called Cash advance / Payday advance / Wage advance / Salary advance They are high-cost loan products where The APR is equal to or exceeds 100% The credit is provided for up to 12 months See the FCA definition What is the purpose of this sort of loan? To provide customers with a poor credit history access to quick borrowing for...
Credit checks aren’t just limited to loans, credit cards, or mortgage applications! If you’re looking to sign up for a new broadband contract, or switching providers, a low credit score could limit your options. Many well-known Internet Service Providers (ISPs) are likely to use credit-scoring methods to check up on new customers. From their point of view, it’s a convenient way to assess a new...
With new lenders hitting the market all of the time, how can you know which ones you can trust?
In this article we explain why using 3rd party companies such as Clear Credit to do the hard work for you by finding a panel of professional lenders, can save you both time and money.
Unfortunately, staying loyal to your broadband provider is rarely the way to get the best deal. Across the UK, broadband companies are constantly competing to attract new customers. That means newer clients get the best deals and offers. Once your broadband provider has secured a contract with you, they assume you’re going to stick with them. And let’s face it, many of us forget all...
Emergencies put the pressure on and can quickly lead to bad decisions when looking to solve a cash flow problem. In these uncertain times, level-headed thinking is more important than ever, so if you’re in desperate need of cash we look at some do’s and don’ts, to make sure you don’t do something you’ll regret later on. This is especially important if you have got...