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08

Mar 2019

Taking Out A Loan? 6 Questions Answered

by Jon Edward

in Cards and Loans

- No Comments

Borrowing money should never be taken lightly. If you are considering taking out a loan, then it’s important that you give some serious thought to whether or not it is the right decision. No matter how much you borrow, or your reasons for doing so, there will come a time when you will need to repay what you have borrowed. You will need to consider...

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Applying For A Loan: What You Need To Consider

05

Mar 2019

Applying For A Loan: What You Need To Consider

by Jon Edward

in Cards and Loans

- No Comments

There are many reasons why you may be considering a loan. Whether it’s due to unexpected circumstances or simply to get you through to your next payday, there are some essential questions to consider. No matter if it’s to help pay for a wedding or holiday, or to help pay for emergency home improvements, a loan can be a lifeline that can improve your quality...

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Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 41.00% (fixed), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk