If you’re struggling with a poor credit rating, getting a broadband deal can feel like an uphill battle. Many major broadband providers use credit checks to assess new customers, and a low credit score can sometimes limit your options. But don’t worry—there are ways to get online without letting a credit check hold you back. Here’s everything you need to know to find a broadband...
Unfortunately, staying loyal to your broadband provider is rarely the way to get the best deal. Across the UK, broadband companies are constantly competing to attract new customers. That means newer clients get the best deals and offers. Once your broadband provider has secured a contract with you, they assume you’re going to stick with them. And let’s face it, many of us forget all...
Sadly when it comes to staying loyal to an ISP, customers are too often rewarded with overpayment. We cast a frugal eye over why and how you can make savings instead. Nobody likes to pay more than they need to, for anything in life. The bill for modern utilities is only rising and for most people keen to budget, every penny or pound needs to...
Effective debt management is essential for saving money and making the most of the amount you earn. However, it can often be difficult to show the financial discipline needed to ensure that you do not make a bad situation worse. Being financially responsible will require some hard work in the very beginning. Think about your behavior, identify the biggest mistakes you’ve committed and chosen...
We look at some of the things that will affect your finances at Uni. Money and borrowing Student Loan The best borrowing option for most students is a government-backed student loan. You can apply for a maximum of two loans in any academic year: one for tuition fees and one to cover the cost of living. These loans do not need to be repaid until...
If you’ve been frustrated by the speed of your Broadband service you’ll be pleased to know that the rules have been changed so you can now cancel your contract under certain conditions. Ofcom, the broadcasting and telecommunications regulator, has recently announced rules to help consumers cancel their contracts if their broadband speeds are too slow. Common difficulties Previously it was very difficult to get out...
Christmas is expensive enough at the best of times but if you have school-age children you are faced with the extra cost of keeping them occupied during the holidays. Here are a few ways you could entertain them without breaking the bank: Organise a Treasure Hunt If you have friends in the area why not get together and create a treasure hunt in your local...
As winter is approaching fast now is the time to change your energy supplier if you want to save money. Depending on your current supplier and how you usually pay your bills Money Saving Expert Martin Lewis estimates that an average household could save up to around £290 per year. In order to do this, you will need a rough estimate of your current usage...
It’s that time of year we dread when your insurance needs renewing and you have to trawl through all the comparison websites. With any luck, you might have saved your details and you don’t have to go through the whole process again but it’s still a bit of a headache. Is it worth it? Absolutely. Relying On Apathy Insurance companies rely on apathy; on the...
There are an eye-watering amount of mobile phone options on the market today; do you have a contract, pay as you go, buy a phone, borrow a phone, protect your phone…? The possibilities are endless. Contract or Pay As You Go? There is no ‘right’ answer to this, it really depends on your own personal circumstances. If you are on a tight budget and only...