Desperate times often call for desperate measures. If your financial situation has left you scrambling for extra cash, our article will help you to make the smart decision by highlighting the pitfalls of the long term bad credit loan market which must be avoided.
Payday loans are often viewed as the quick cash saviour, especially by people with a poor credit rating. However, with a number of dangers lurking in the background, you must approach a payday loan with extreme caution. Read on to find out more.
The last few years have been difficult for many of the banks; things like the foreign exchange rigging scandals and the PPI mis-selling has shattered the faith of the general public when it comes to personal banking services. It is only natural that customers find themselves wondering whether they can believe what their banks are telling them. Lets firstly look at some of the scandals...
Having a bad credit rating no longer excludes you from getting an affordable loan. In this article we highlight the best 5 options currently available for anyone who has been given the cold shoulder by their High Street bank or Building Society.
Getting a loan can be a tricky situation if you have a poor credit rating, so one way is to apply for a secured loan (or homeowner loan). However, if this is a route that you are considering it is important that you don’t enter any agreement without first knowing exactly what you are entering into. Below are some of the most important things that...
Clever advertising can make it seem as though loans for poor credit offer the key to solving any financial puzzle. However, all is not always as it seems and in this article we explore some of the costly bad practices employed by a number of payday lenders.
The common thought is that getting more credit is the worst thing to do. We discuss a few select cases where borrowing more money could help, in particular debt consolidation. Lower your monthly debt payments? Debt rarely builds in one place at a time; a couple of credit cards along with recurrent bills and an overdraft, and all of a sudden, you’re paying money here,...
Buying a new car is a big decision. For most people, their car is the second biggest purchase they make in their lives, with the most expensive purchase being their home. However, unlike a home – which can increase in value and can even be considered to be an investment – a car is something that loses value rapidly, even from the moment it is...
Many people enter the loan market looking to improve their cash flow, only to find that they ultimately have exactly the opposite effect. Especially if you are unfortunate enough to have a poor credit rating, so can make borrowing very expensive. Sadly, there are a whole host of common mistakes people make when looking for a loan but to help ensure that you don’t make...
There has been so much negative press about pensions over the last few years you might be confused about the best option for you and whether you need a pension at all. While we cannot tell you what the right choice is in your individual circumstances we hope we can make things a little bit clearer. The main reason to save into a pension is...