Emergencies put the pressure on and can quickly lead to bad decisions when looking to solve a cash flow problem. In these uncertain times, level-headed thinking is more important than ever, so if you’re in desperate need of cash we look at some do’s and don’ts, to make sure you don’t do something you’ll regret later on. This is especially important if you have got...
The number of pets owned in the UK an estimated 51 million, however, it is estimated that 84% of cats and 67% of dogs do not have insurance! Corona Virus Update November 2020 Q. Can pets catch Coronavirus? A. Yes – there have been a couple of cases where pets have tested positive Q. Will pet insurance cover my pet if they get Coronavirus? A....
In these harsh and uncertain economic times, it can be quite challenging to be financially stable. To quickly solve these problems, many small to medium-income earners have taken out payday loans with extremely high-interest rates. However, payday loans can be extremely expensive, and if taken out for more than a month can be a large burden. Consolidating payday loans into one personal loan can be...
The last few years have been difficult for many of the banks; things like the foreign exchange rigging scandals and the PPI mis-selling has shattered the faith of the general public when it comes to personal banking services. It is only natural that customers find themselves wondering whether they can believe what their banks are telling them. Lets firstly look at some of the scandals...
The financial world is a pretty bleak place for the under-25s today. With it becoming increasingly difficult to make it onto the housing ladder, student debts increasing and jobs harder to come by it’s no surprise that many young people are struggling. Here are ten ways you can save money: No. 1 – Start building a credit history There are some straightforward ways to build...
I don’t know how regularly you visit a bank but if it is anything like me it’s probably not very often. Occasionally I might need to pay a cheque into an account but most of the time that’s a 30-second drop and go operation. Most banking today is done automatically; your salary and any benefits probably go straight into your bank account and bills are...
Having a poor credit rating is not only a sign of having possibly made bad financial decisions previously, but it is also viewed by potential lenders as offering an increased likelihood of you making them in the future. It is this assumption made by nearly all lenders which results in options for borrowers becoming limited with the ‘bad credit’ loan market seemingly becoming the only...
For only the second time in the last 10 years, the Bank of England has raised the interest rate. Increasing from 0.5% to 0.75% – the highest level since March 2009, this was a decision that has impacted many people. Whilst the estimated 3.5 million people with variable or tracker mortgages will see repayments increase, the rise will be welcomed by savers. If this were to happen...
Do you use online banking facilities? Do you do any online shopping? Do you pay your bills via a website? In this article, we highlight the importance of being vigilant with all aspects of your online financial security. The balance has now tipped very much in the way of online financial transactions and it is very important to take steps to ensure that your online...
By now many university students will be well into the second or even third week away from home. This is probably about the time that they realise just how expensive life can be. Here are our five top tips to try to make finances last a bit longer. 1. Get an NUS card From haircuts and cinema to travel and clothes, an NUS card can...