Buying a computer itself is expensive enough, but once you start adding extras like subscriptions to Microsoft Office, getting anything done starts to become very expensive! If you look around, there are some great free alternatives which work like many of the standard programs you need day-to-day, chances are you just have not heard of them. Here are some suggestions to get you going: 1....
Sadly when it comes to staying loyal to an ISP, customers are too often rewarded with overpayment. We cast a frugal eye over why and how you can make savings instead. Nobody likes to pay more than they need to, for anything in life. The bill for modern utilities is only rising and for most people keen to budget, every penny or pound needs to...
With COVID-19 causing devastation to the UK economy, many people are looking at ways to ‘make ends meet’, which is especially difficult with a poor credit score! Short term borrowing such as payday advances can cause more problems than they solve! Is a short term loan really the answer? It may be tempting for anyone with bad credit problems to think that a short term...
Your credit score is a number that the credit referencing agencies put against your credit file for lenders to quickly assess how ‘creditworthy’ you are to lend to or not! In the ‘good old days’, to get a loan you would meet the bank manager and they would make their decision to lend based on many factors, your credit score is only one. Though in...