Greenwoods Loans

Founded in 1877, Greenwood Personal Credit was bought by Provident in 1977, the Provident business was closed down on 31st December 2021.

The good news is that lots of other UK lenders are still lending, use the loan slider below to find a bad credit loan from £100 to £10,000 🔎

Greenwood Personal Credit

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✔ Borrow from £100 to £10,000

✔ Poor credit history OK

All Credit Loans Representative 49.9% APR

Borrow £3,250 over 36 months at a Representative Rate of 49.9% APR at an annual interest rate of 41.16% (fixed), you pay 36 instalments of £158.57. Total charge of credit is £2,464.57, total amount payable £5,714.67.

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About Greenwood

Greenwood Personal Credit provided doorstep loans.

They described their service as down to earth no frills personal credit. Straightforward personal credit loans where the applicant received a decision in principle in minutes and a loan delivered to their door within days.

Their loans involved fixed weekly repayments, and the amount agreed with the customer’s agent never went up.

With a Greenwood Personal Credit loan, you always knew exactly what’s what.

Greenwood Q&A

A. No!

Greenwood was taken over by Provident Personal Credit in 1977, the Provident business was shut down on 31st December 2021. For more details see their website:

A. Please look at Provident’s website for information on what you need to do, see:

A. Yes.

Greenwood Personal Credit was founded in 1877 and bought by Provident in 1977 trading under the name of Greenwood Personal Credit offering doorstep loans.

The Greenwood name was then completely replaced by Provident, but the Provident business was closed on 31st December 2021.

A. They provided doorstep loans (sometimes known as home credit cash loans).

‘Doorstep’ and ‘Home Credit’ loans are different names for the same thing – a small personal cash loan delivered to your door by a representative, and weekly re-payments then picked up by the representative too.

They had the advantage of all being in cash, and delivered and picked up from your door, hence the name doorstep loans.

A. The representative example for one of their loans that was published on their website in 2005:

£200 loan repayable over 33 weeks weekly payments of £10.00, Rate of interest 102.4% p.a. fixed; Representative 433.4%APR, Total Amount Payable is £330.

They always made sure the cost of the loan repayments did not change, so the borrower always knew exactly where they were with their unsecured loan repayments.

This loan is not available today.

A. Yes

Their loans were available to lots of people, even with poor credit history and CCJs. They offered personal loans to people based on their present ability to repay a loan.

A. According to their website in 2005, they were based at out of

  • 1 Godwin Street, Bradford, BD1 2SU.

A. Yes 👍

This website ( has a panel of over 35 specialist UK bad credit lenders to serve similar customers to Greenwoods.

If you have a poor credit rating and are looking for a loan, please fill out our quick online application form to find a loan based on your circumstances.


Poor credit loans from £100 to £10,000

Compared to a doorstep loan you could borrow more at lower rates *


Get quotes in 3-minutes for the loans you've been accepted for

  • Borrow £100 - £10,000
  • Quotes in 2 mins
  • Poor credit OK
  • Great rates from 18.8%
  • Same day payouts
  • High acceptance rate
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Representative Example - if you borrow £1,000 over 12 months, repaying £103.06 per month, total repayable is £1,236.72 with an interest rate of 49.9% (variable).

* Subject to affordability and your credit score (a guarantor may be required)

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