"Provident made the decision to close Provident Personal Credit (PPC) on 31st December 2021. If you have a balance outstanding with PPC, they will be clearing it on that date"
Convenient loans for these uncertain times
⭐⭐⭐⭐⭐ My family has used Provident for over 30 years, always been so helpful.
⭐⭐⭐⭐ Good service and reliable
⭐⭐⭐⭐⭐There always there to help,And can’t fault my rep he’s always gave me the best help an advice possible
⭐⭐⭐⭐⭐ Yes I’m happy very good people
⭐⭐⭐⭐⭐ Been with Provident for 2 or 3 years now for different loans and totally satisfied with the service
⭐⭐⭐⭐⭐ I disagree to all the negative reviews as I found provident an amazing experience! Very helpful and will go out of their way to help out. When all other doors were closed theirs was open. Thank you To the managers from Hounslow office
⭐⭐⭐⭐ They very good and helped me out alot went need it
⭐⭐⭐ It’s not providents decission to ask all the questions it’s the FCA to make sure the correct thing is done for the customer
⭐⭐⭐⭐⭐ Provident have always helped me when I needed them and would recommend them to anyone
⭐⭐⭐⭐⭐ I took out a loan 6 months ago due to unforeseen circumstances. I found them a pleasure to deal with. Yes, the interest rates are high but as I get paid weekly the repayments are never a problem. Wouldn’t hesitate to use them again.
⭐⭐⭐⭐⭐ I’m very happy with Provident people they are so good and really helpful and very nice people who help me with loans I would recommend them
⭐⭐⭐⭐⭐ Provident need more advice people like her very helpful easy talk to
⭐⭐⭐⭐⭐ Actually i dint get loan anywre else but they just help me with some loan
⭐⭐⭐⭐⭐ i find provident very good and if you can}t wait for you agent to come you can pay by card over the phone my agent is great really nice lady some times i don’t see her for four weeks as i have paid by my card and when she come see up dates my payment book we have a char she like a friend
⭐⭐⭐⭐⭐ Very good and very quick.
Provident specialise in helping people with a less than perfect credit score, including people with a poor credit history.
Whilst they do look at your credit file, it’s not the only thing, which also includes your personal circumstances and how affordable the loan is for you.
Provident understand that having a bad credit rating doesn’t reflect the whole story and you may still qualify.
This depends on your affordability, personal circumstances and whether or not you’re an existing customer:
To see how much your weekly payments will be for different loan amounts, and over various terms, see Provident’s loan calculator.
When you take a loan out with Provident, they will always tell you up front what your weekly payment will be; they have no hidden or unexpected charges.
There is a 3 step process:
Typically from start to finish 2 – 3 days, but can be sooner.
The approximate timings for each step is summarised below:
Yes, but don’t worry 👍
You are credit checked to help confirm things such as your
Provident might be able to help you even if you been turned down by other ‘bad credit lenders’.
Provident specialise in loans for people who have previously been refused credit, including those who are unemployed and on benefits.
It’s key however that the weekly repayments are affordable to you, the following are acceptable:
Being retired is not a problem, though you will need to be able to show that the loan is affordable to you, which should include
Regular provable income, such as maintenance payments, and foster income, can be allowable if you have proof, such as:
A bank account will be required to deposit the loan funds and take repayments.
Provident are a loan provider who “aim to lend a helping hand where some other lenders won’t”.
They have been providing affordable doorstep loans or home credit to customers in the UK since 1880. Provident loans come with no hidden charges, so you know the total cost of the loan from the start.
Provident also purchased Greenwoods Loans in 1977.
For people who may have been refused credit before
Customers who are approved will be issued a loan with all fees included upfront, so you know exactly what your repayments will be each week.
Provident will let you know in detail what’s required 📄
This will include proof of ID, plus income and expenses, such as:
Representative Example: £260 loan over 26 weeks. 26 payments of £15.60 per week. Rate of interest 112% p.a. fixed. Representative 535.3% APR. Total amount payable £405.60
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