Application Process

How does the application process work?

The following simple 4-step process. 1. Fill the 3-minute form on our website.... Read More

How long does the application process take?

On our website, the application form takes about 3 minutes. Read More

Will my application definitely be accepted?

No, but every application is considered individually. Read more on guaranteed loans, and what they really are. Read More

If I’m pre-approved does that mean I will definitely get a loan?

If a lender says that you have a valid pre-approved offer, this means..... Read More

Do I need a guarantor before I apply?

NO. But the process is much faster if you do. Read More

How fast can I be approved and when will the money arrive in my account?

Different lenders have different approval times, you can get an idea of this from our same day pay out page. Read More

Is there a way to get my loan quicker?

To make sure your application goes through smoothly enter your details as accurately as possible and make sure your guarantor is fully on board. Read More

Will the lender need to speak to me or my guarantor?

Probably. Again, this is nothing to worry about. Read More

What happens if my guarantor changes their mind about the application?

If your guarantor has second thoughts and decides that they do not want to proceed. Read More

What happens if I don’t apply this time?

On our website, you can restart your application process at any time. Read More

What do lenders mean by budget plan?

Usually, the lender will ask you to give them a breakdown of your monthly finances, some call this a budget plan. Read More

Is it possible to change my guarantor?

Most lenders will allow this before the loan has been paid out. Read More

Do I need to be able to speak English if I am called?

Yes. It’s really important that you (and your guarantor) understand the agreement that you’re entering in to. Read More

Why do you contact my guarantor directly when I’ve spoken to them?

Your lender needs to contact the guarantor directly to make sure they understand and are happy. Read More

If the lender needs to call, when will this be?

If they do need to speak to you, this is usually within 24-48 hours of receiving your application, and during normal office hours. Read More
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