Common Questions

How quickly will I get the loan?

With most of our lenders, it is possible to get loan funds paid out within twenty-four hours of submitting a completed application. Read More

Will my application definitely be accepted?

No, but every application is considered individually. Read more on guaranteed loans, and what they really are. Read More

What Is Loan Eligibility Criteria?

It is useful to know the typical criteria that are required by all lenders. If you do not meet some of these, it will become clear that you will not qualify, thereby saving yourself a great deal of time. Read More

How much can I borrow?

Our lenders offer loans from £500 up to £15,000. Read More

For how long can I borrow?

Terms range from 12 months to 60 months. Read More

What is the most I can borrow?

It will depend on your circumstances. Read More

What is a guarantor loan?

A loan that required the backing of a guarantor. This makes affordable loans available to people with a poor credit score. Read More

What can my loan be used for?

Loans can be used for almost any purpose. Read More

Can I pay off other debts with this loan?

You can reduce monthly outgoings and make your finances more manageable by using a guarantor loan to pay off other debts. Read more.

What does representative APR mean?

Understanding Representative APRs is very important before you get any form of credit. We cover what these terms both mean, and what the figures are for all our lenders. Read More

High Cost Short Term Loan FAQs

Often called Cash advance / Payday advance / Wage advance / Salary advance. Read More

Do I need a bank account?

Yes. At the time of writing all lenders require you and your guarantor to have a valid UK bank account. Read More.

Do I need to be a UK resident?

All our lenders require you and your guarantor to be UK residents at the time of application. Read More

Is home ownership required?

Most of our lenders accept non-homeowners and tenants as both applicants and guarantors. Read More

Do I need an income?

Yes, all borrowers will need to show that they have a steady income. Read More
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