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  4. Will the repayments increase during the term?

Will the repayments increase during the term?

There are typically two types of arrangement ✌

Fixed – most of our lenders fix their interest rates

  • If rates are fixed, then your monthly repayment will not increase over the term of the loan.

Variable – others have variable rates

  • If a rate is ‘variable’, this means that the repayments will not necessarily be exactly the same each month, although the lender does have to make you aware of any changes.

Check with your lender – before signing your loan agreement, check with your lender whether the rates are fixed or variable.

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