General

Who makes the monthly repayments?

Under normal circumstances, the borrower is expected to make all the loan repayments. Read More

When do the monthly repayments start?

The loan repayments typically start within 30 days after your loan agreement is signed. Read More

Where can I get advice if I am having money problems?

You can contact the following not-for-profit organisations for free, confidential and impartial debt advice. Read More

Is allcreditloans.net regulated?

YES. We are regulated by the FCA as a Credit Broker, see details.

High Cost Short Term Loan FAQs

What is a high-cost short-term loan? Often called Cash advance / Payday advance / Wage advance / Salary advance They...

What is a short-term loan?

A type of unsecured loan designed for individuals who need to borrow a small amount of money for a short...

What are installment loans?

A payday loan alternative paid back in affordble weekly or monthly instalments: 👍 Short-term loan with flexible repayments: makes sure...

What is a payday loan?

A short-term advance paid back on your next payday, however due to bad press and increased regulation by the FCA...

What are debt consolidation loans for bad credit?

One single loan to help reduce your total monthly loan repayments: Designed to consolidate all unsecured debts into one new...

What’s a no guarantor loan?

A loan for people with bad credit that does not need a guarantor 👍 Available from £100 to £5,000* 👍 Repay over 2...
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