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Sep 20187 Major Consequences of Personal Bankruptcy
Sometimes declaring personal bankruptcy can seem to be the only realistic option for anyone faced with an overwhelming amount of debt. However, one does need to take into account all the consequences of bankruptcy. Below we have identified a list of seven of the major consequences that you need to seriously think about before you choose this extreme option. No. 1 – You may lose...
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Sep 2018Eight Ways To Save Money Shopping Online
Spending money online is too easy! Have a look at our top tips on saving money when shopping online: No. 1 – Finding the best price is quick and simple Whether you use a shopbot, Google shopping or simply spend hours researching you are almost certainly going to find the most competitive price for anything you buy. To help save a little time, we have...
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Sep 20184 Ways Prepaid Cards Help Improve Spending Habits
One way to gain control over spending is a prepaid card. Are you one of the ever-growing number of people in the UK who find juggling their finances difficult? Below we have identified 4 ways which these cards can be used to help you control your spending habits. 1. You Cannot Exceed The Limit With a debit or credit card, you have to be very...
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Aug 20188 Ways to Avoid the Pre-Pay Energy Meter Trap
People on pre-payment gas and electricity meters pay on average £226 more than the cheapest direct debit tariff according to the Citizens Advice Bureau. Many people with pre-payment meters are already struggling with debt and tend to be low-income households. In the worst case, Co-Operative Energy had a gap of £405 between those paying by direct debit and those with pre-payment meters (although they say...
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Aug 2018Top 5 Student Money Saving Tips for 2018
By now many university students will be well into the second or even third week away from home. This is probably about the time that they realise just how expensive life can be. Here are our five top tips to try to make finances last a bit longer. 1. Get an NUS card From haircuts and cinema to travel and clothes, an NUS card can...
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13
Aug 2018Expensive Summer? Five Simple Ways to Save Money in September
No matter how well you budget, it’s very easy to overspend on holiday Whether you’ve been abroad or stayed at home, having fun can cost a fortune. Here are some ways to save money in September: 1. Ditch the Drink We’ve probably all tried a dry January or even given up smoking in Stoptober but cutting out alcohol in September can have a number of...
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06
Aug 2018The 5 steps to make sure you don’t get stung by travel credit card fees
Going abroad can hit you with unexpected credit card fees and variable exchange rates. There is a way to avoid this and that’s by using a travel credit card to ensure you are getting the best possible exchange rate. For more specific detail about the best (and worst) cards available please see Money Saving Expert but here’s a quick guide. 1. Hidden fees Travel credit...
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Jul 2018The 5 MUST Ask Questions When Borrowing Money
Taking out a loan can offer relief from a variety of financial woes. However, one of the most common mistakes people make is to dive in with two feet without thinking first. To help you make an informed decision, we have identified the 5 questions to ask before borrowing. Question No. 1 – How much do I need to borrow? This may seem like a...
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Jul 201810 Free Ways to Entertain the Kids This Summer
Summer holidays are sometimes enough to fill anyone with dread but if you’re on a tight budget they can be a nightmare. Here are a few ways to entertain the children without breaking the bank (for more ideas try Netmums). 1 – A Picnic in the Park Pack up lunch, grab a Frisbee and head to the local park. It’s amazing the difference eating outside...
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Jun 2018How to get married for less than £10,000 – and how to pay for it
The fairy-tale wedding of Prince Harry and Meghan may be beyond the reach of the average couple’s budget. But creating an extra special day needn’t break the bank. With experts putting the cost of the average wedding at an eye-watering £18,000 to £25,000, it’s no wonder wannabe brides and grooms are searching for guidance on how to cut the cost of their nuptials. Thankfully the...
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