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How to Prepare For Redundancy

15

Apr 2019

How to Prepare For Redundancy

It seems that at one time or another someone we know is waiting to find out whether they are going to be made redundant, especially in these uncertain times. Sometimes they might even want to be if they are not happy in their job and would like to move on. At other times it might be due to a recession, public sector cutbacks or company...

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The 3 things to avoid when looking for a quick cash loan!

09

Apr 2019

The 3 things to avoid when looking for a quick cash loan!

Emergencies can quickly lead to bad decisions when applying for a loan; but please don’t leave your common sense at the door 🤔. With mainstream lenders shunning bad credit borrowers, specialist firms have stepped up to fill the void. However, many seek to exploit the situation by charging sky high-interest rates. We spotlight on the 3-things to try and avoid when looking for a fast...

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Six Simple Ways to Reduce your Mobile Phone Bills in 2019

01

Apr 2019

Six Simple Ways to Reduce your Mobile Phone Bills in 2019

Is your phone bill spiraling out of control? If you are on the wrong contract, or simply just using your phone a lot, the chances are this will result in a hefty bill at the end of each month.  Read more to find out how you can reduce your bills (updated 22/5/19). (1) Negotiate If you have been with your current provider for a while...

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Taking Out A Loan? 6 Questions Answered

08

Mar 2019

Taking Out A Loan? 6 Questions Answered

Borrowing money should never be taken lightly. If you are considering taking out a loan, then it’s important that you give some serious thought to whether or not it is the right decision. No matter how much you borrow, or your reasons for doing so, there will come a time when you will need to repay what you have borrowed. You will need to consider...

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Applying For A Loan: What You Need To Consider

05

Mar 2019

Applying For A Loan: What You Need To Consider

There are many reasons why you may be considering a loan. Whether it’s due to unexpected circumstances or simply to get you through to your next payday, there are some essential questions to consider. No matter if it’s to help pay for a wedding or holiday, or to help pay for emergency home improvements, a loan can be a lifeline that can improve your quality...

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What Will Changes To Working Tax Credits Mean For You (2019)?

01

Mar 2019

What Will Changes To Working Tax Credits Mean For You (2019)?

In late 2018, it was announced by the UK Government that plans were in place to start transferring people from the existing benefits or tax credits onto Universal Credit from July 2019. In a process known as managed migration, it was announced by the Secretary of State has announced that this process will begin as a pilot scheme for approximately 10,000 people initially. What is Universal Credit? Universal Credit is...

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Different Types of Mortgage Explained

08

Feb 2019

Different Types of Mortgage Explained

Researching the best mortgage for you can be a daunting experience; there seem to be so many different types out there it’s difficult to know where to start. For more information, you can have a look at the Mortgage Advice Bureau. Here is a quick guide to what each mortgage entails. Repayment or Interest Only? Whichever mortgage you choose you may have the option of...

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Fog! Can You Claim Compensation For Bad Weather Flight Delays?

01

Feb 2019

Fog! Can You Claim Compensation For Bad Weather Flight Delays?

If you have been lucky enough to escape from flight delays due to the weather, there is still a very good chance that you have seen news reports of delayed and cancelled flights from time to time. However, if you were affected do you know your rights in terms of compensation? In the article below we outline some of the circumstances which may allow you...

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5 Tips To Find the Perfect Loan

30

Dec 2018

5 Tips To Find the Perfect Loan

Competition is fierce between lenders in the UK loan market. Each lender is trying to beat their competitors by offering the best possible deal to potential customers and this often leaves any individual looking to take out a personal loan is in a tough conundrum. Hopefully, with these few tips, you will be able to identify the best offer that suits your requirements. 1.        Look...

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Personal Bankruptcy or Another Option?

23

Dec 2018

Personal Bankruptcy or Another Option?

Brexit, the US & China trade war, and general global economic uncertainty has resulted in many people in the UK suffering with a declining financial situation, difficulty in borrowing money, and the threat of personal insolvency. In this article we look at personal bankruptcy and other options. Bankruptcy Discussed One of the most effective ways of clearing substantial debt quickly is opting for personal bankruptcy....

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