Cards and Loans


Applying For A Loan: What You Need To Consider

05

Mar 2019

Applying For A Loan: What You Need To Consider

There are many reasons why you may be considering a loan. Whether it’s due to unexpected circumstances or simply to get you through to your next payday, there are some essential questions to consider. No matter if it’s to help pay for a wedding or holiday, or to help pay for emergency home improvements, a loan can be a lifeline that can improve your quality...

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Different Types of Mortgage Explained

08

Feb 2019

Different Types of Mortgage Explained

Researching the best mortgage for you can be a daunting experience; there seem to be so many different types out there it’s difficult to know where to start. For more information, you can have a look at the Mortgage Advice Bureau. Here is a quick guide to what each mortgage entails. Repayment or Interest Only? Whichever mortgage you choose you may have the option of...

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5 Tips To Find the Perfect Loan

30

Dec 2018

5 Tips To Find the Perfect Loan

Competition is fierce between lenders in the UK loan market. Each lender is trying to beat their competitors by offering the best possible deal to potential customers and this often leaves any individual looking to take out a personal loan is in a tough conundrum. Hopefully, with these few tips, you will be able to identify the best offer that suits your requirements. 1.        Look...

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5 Ways Previous Financial Mistakes Can Impact Your Life

10

Dec 2018

5 Ways Previous Financial Mistakes Can Impact Your Life

Did you know that your credit score can ultimately impact your ability to borrow money using different means such as; credit cards, loans, and mortgages? We guess that you probably already knew that, however, there are also many other ways in which your score can impact your life. If you have a number of black marks on your personal finance history, it is important to...

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How To Use a Credit Card To Help Rebuild Your Credit Rating

12

Nov 2018

How To Use a Credit Card To Help Rebuild Your Credit Rating

The use of credit and debit cards is ingrained in our minds from a very young age nowadays. From going out with our parents to do the weekly shop, to filling up the car with petrol, to paying for lunch in the pub, these cards can be extremely useful to have and their use is commonplace. The ease with which cards can often be obtained...

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PPI Deadline Now In Place – Act Now!

05

Nov 2018

PPI Deadline Now In Place – Act Now!

If you have not yet claimed any PPI payments that you believe you were mis-sold now is the time to do so as the Financial Conduct Authority (FCA) has introduced a deadline of the 29th August 2019. August 2019 deadline set for claims To ensure that you beat the deadline, claims over how PPI was sold must be received by the firm you’re complaining to...

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The 5 steps to make sure you don’t get stung by travel credit card fees

06

Aug 2018

The 5 steps to make sure you don’t get stung by travel credit card fees

Going abroad can hit you with unexpected credit card fees and variable exchange rates. There is a way to avoid this and that’s by using a travel credit card to ensure you are getting the best possible exchange rate. For more specific detail about the best (and worst) cards available please see Money Saving Expert but here’s a quick guide. 1. Hidden fees Travel credit...

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