There are many reasons why you may be considering a loan. Whether it’s due to unexpected circumstances or simply to get you through to your next payday, there are some essential questions to consider. No matter if it’s to help pay for a wedding or holiday, or to help pay for emergency home improvements, a loan can be a lifeline that can improve your quality...
Researching the best mortgage for you can be a daunting experience; there seem to be so many different types out there it’s difficult to know where to start. For more information, you can have a look at the Mortgage Advice Bureau. Here is a quick guide to what each mortgage entails. Repayment or Interest Only? Whichever mortgage you choose you may have the option of...
Competition is fierce between lenders in the UK loan market. Each lender is trying to beat their competitors by offering the best possible deal to potential customers and this often leaves any individual looking to take out a personal loan is in a tough conundrum. Hopefully, with these few tips, you will be able to identify the best offer that suits your requirements. 1. Look...
Did you know that your credit score can ultimately impact your ability to borrow money using different means such as; credit cards, loans, and mortgages? We guess that you probably already knew that, however, there are also many other ways in which your score can impact your life. If you have a number of black marks on your personal finance history, it is important to...
The use of credit and debit cards is ingrained in our minds from a very young age nowadays. From going out with our parents to do the weekly shop, to filling up the car with petrol, to paying for lunch in the pub, these cards can be extremely useful to have and their use is commonplace. The ease with which cards can often be obtained...
If you have not yet claimed any PPI payments that you believe you were mis-sold now is the time to do so as the Financial Conduct Authority (FCA) has introduced a deadline of the 29th August 2019. August 2019 deadline set for claims To ensure that you beat the deadline, claims over how PPI was sold must be received by the firm you’re complaining to...
Have you been left scratching your head because of rejected loan applications? In this article we explore why banks no longer lend to anyone with a poor credit rating, and then give some sensible affordable loan options for you.
With so many options available, you may find it difficult to decide which is the right loan for you. Read on to see our guide to the pros and cons of the most popular short term no credit check loans.
One way to gain control over spending is a prepaid card. Are you one of the ever-growing number of people in the UK who find juggling their finances difficult? Below we have identified 4 ways which these cards can be used to help you control your spending habits. 1. You Cannot Exceed The Limit With a debit or credit card, you have to be very...
Going abroad can hit you with unexpected credit card fees and variable exchange rates. There is a way to avoid this and that’s by using a travel credit card to ensure you are getting the best possible exchange rate. For more specific detail about the best (and worst) cards available please see Money Saving Expert but here’s a quick guide. 1. Hidden fees Travel credit...