04
May 2020Do your lenders accept people discharged from bankruptcy?
If you have been discharged and your bankruptcy is showing as discharged on your credit file our lenders will consider your application. Read More
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04
May 2020Is home ownership required?
Most of our lenders accept non-homeowners and tenants as both applicants and guarantors. Read More
04
May 2020What if I am insolvent?
Our lenders do not allow insolvent applicants, Read More
04
May 2020Do I need to be a UK resident?
All our lenders require you and your guarantor to be UK residents at the time of application. Read More
04
May 2020Are there age restrictions?
Typically, you and your guarantor will need to be between 18 – 75 years. This is at the time of the application, some slightly younger, and some slightly older. Read More
30
Apr 2020What do lenders mean by budget plan?
Usually, the lender will ask you to give them a breakdown of your monthly finances, some call this a budget plan. Read More
30
Apr 2020Do I need a bank account?
Yes. At the time of writing all lenders require you and your guarantor to have a valid UK bank account. Read More.
30
Apr 2020Is a guarantor required?
If you are applying for a guarantor loan, then yes. Read More
30
Apr 2020Is debt consolidation an alternative to bankruptcy?
Bankruptcy should always be viewed as a last alternative. With other less extreme options often available, it’s important to ensure that you have all the relevant information before making a decision. We discuss the option of consolidating debts to get lower monthly payment as a potential way of avoiding bankruptcy Bankruptcy is not an easy route There are urban myths where you ‘go bankrupt to...
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30
Apr 2020Are guarantor loans a payday loan alternative?
If you need a loan for over four weeks payday loans can become very expensive. A guarantor loan could be a more cost-effective alternative. Read More
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