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I don’t know how regularly you visit a bank but if it is anything like me it’s probably not very often. Occasionally I might need to pay a cheque into an account but most of the time that’s a 30-second drop and go operation. Most banking today is done automatically; your salary and any benefits probably go straight into your bank account and bills are...
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It’s that time of year we dread when your insurance needs renewing and you have to trawl through all the comparison websites. With any luck, you might have saved your details and you don’t have to go through the whole process again but it’s still a bit of a headache. Is it worth it? Absolutely. Relying On Apathy Insurance companies rely on apathy; on the...
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If your thoughts are turning towards picking up a great deal for a well-deserved summer holiday, the right timing can make all the difference when it comes to price. If you time it right and know some of the tricks it’s possible to make the most of genuine Easyjet bargains. Here are a few tips to help you: Book as soon as possible and check...
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A few years ago a good friend of mine said that when a wedding invitation dropped through the letterbox it was like receiving a bill. There are so many expenses to consider: travel, outfit, gift, accommodation and that’s not even considering any stag or hen dos you might be invited to. So, how can you share the excitement of the bride and groom on a...
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It seems to be all that anyone talks about when budgeting comes up; how to cut your shopping bills. We know all the tricks; buy own brand products, don’t fall for uneconomical multi-buy deals, don’t shop hungry etc. What about ways to cut back without too much compromise though? Here are our top five tips. No. 1 – Swap from fresh to frozen Fish can be...
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It seems that at one time or another someone we know is waiting to find out whether they are going to be made redundant, especially in these uncertain times. Sometimes they might even want to be if they are not happy in their job and would like to move on. At other times it might be due to a recession, public sector cutbacks or company...
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Is your phone bill spiraling out of control? If you are on the wrong contract, or simply just using your phone a lot, the chances are this will result in a hefty bill at the end of each month. Read more to find out how you can reduce your bills (updated 22/5/19). (1) Negotiate If you have been with your current provider for a while...
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In late 2018, it was announced by the UK Government that plans were in place to start transferring people from the existing benefits or tax credits onto Universal Credit from July 2019. In a process known as managed migration, it was announced by the Secretary of State has announced that this process will begin as a pilot scheme for approximately 10,000 people initially. What is Universal Credit? Universal Credit is...
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Researching the best mortgage for you can be a daunting experience; there seem to be so many different types out there it’s difficult to know where to start. For more information, you can have a look at the Mortgage Advice Bureau. Here is a quick guide to what each mortgage entails. Repayment or Interest Only? Whichever mortgage you choose you may have the option of...
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If you have been lucky enough to escape from flight delays due to the weather, there is still a very good chance that you have seen news reports of delayed and cancelled flights from time to time. However, if you were affected do you know your rights in terms of compensation? In the article below we outline some of the circumstances which may allow you...
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