Secure UK website est. 2015
For only the second time in the last 10 years, the Bank of England has raised the interest rate. Increasing from 0.5% to 0.75% – the highest level since March 2009, this was a decision that has impacted many people. Whilst the estimated 3.5 million people with variable or tracker mortgages will see repayments increase, the rise will be welcomed by savers. If this were to happen...
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Do you use online banking facilities? Do you do any online shopping? Do you pay your bills via a website? In this article, we highlight the importance of being vigilant with all aspects of your online financial security. The balance has now tipped very much in the way of online financial transactions and it is very important to take steps to ensure that your online...
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If you have not yet claimed any PPI payments that you believe you were mis-sold now is the time to do so as the Financial Conduct Authority (FCA) has introduced a deadline of the 29th August 2019. August 2019 deadline set for claims To ensure that you beat the deadline, claims over how PPI was sold must be received by the firm you’re complaining to...
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There are an eye-watering amount of mobile phone options on the market today; do you have a contract, pay as you go, buy a phone, borrow a phone, protect your phone…? The possibilities are endless. Contract or Pay As You Go? There is no ‘right’ answer to this, it really depends on your own personal circumstances. If you are on a tight budget and only...
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When Amazon Prime was first introduced in the UK they offered free next day delivery on qualifying items for £49 per year. For most people there simply wasn’t enough benefit to justify the cost. A couple of years ago they combined Prime with Lovefilm and put the charge up to £79 per year. Still, arguably, for many, it wasn’t worth the investment. Now they have...
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Spending money online is too easy! Have a look at our top tips on saving money when shopping online: No. 1 – Finding the best price is quick and simple Whether you use a shopbot, Google shopping or simply spend hours researching you are almost certainly going to find the most competitive price for anything you buy. To help save a little time, we have...
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People on pre-payment gas and electricity meters pay on average £226 more than the cheapest direct debit tariff according to the Citizens Advice Bureau. Many people with pre-payment meters are already struggling with debt and tend to be low-income households. In the worst case, Co-Operative Energy had a gap of £405 between those paying by direct debit and those with pre-payment meters (although they say...
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By now many university students will be well into the second or even third week away from home. This is probably about the time that they realise just how expensive life can be. Here are our five top tips to try to make finances last a bit longer. 1. Get an NUS card From haircuts and cinema to travel and clothes, an NUS card can...
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No matter how well you budget, it’s very easy to overspend on holiday Whether you’ve been abroad or stayed at home, having fun can cost a fortune. Here are some ways to save money in September: 1. Ditch the Drink We’ve probably all tried a dry January or even given up smoking in Stoptober but cutting out alcohol in September can have a number of...
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Going abroad can hit you with unexpected credit card fees and variable exchange rates. There is a way to avoid this and that’s by using a travel credit card to ensure you are getting the best possible exchange rate. For more specific detail about the best (and worst) cards available please see Money Saving Expert but here’s a quick guide. 1. Hidden fees Travel credit...
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