05
May 2020Can you be a guarantor with bad credit?
Typically, lenders will only allow loan backers with a good to marginally imperfect credit score. Read More
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05
May 2020Can you be a guarantor without being a homeowner?
Yes. Many of our lenders allow tenants and non-homeoweners to be guarantors. Read More.
05
May 2020Will being a guarantor affect getting a loan?
Possibly? There may be some lenders that could consider your potential loan payments as a guarantor when assessing loan affordability. Read More
05
May 2020Does being a guarantor affect your ability to get a mortgage?
It's possible. Other mortgage brokers and lenders could consider potential loan payment that you could be liable for as the loan backer. Read More
05
May 2020Who makes the monthly repayments?
Under normal circumstances, the borrower is expected to make all the loan repayments. Read More
05
May 2020What is a guarantor liable for?
You're liable for the full balance of the outstanding loan from the time the borrower stops paying. Read More
05
May 2020Can being a guarantor affect your credit rating?
Possibly. When first applying to be a guarantor, this typically does not affect your credit file. Read More
05
May 2020Do guarantors get credit checked?
Yes. Your credit file is checked when the signed completed application is sent to the lender. Read More
05
May 2020I’ve been asked to be a Guarantor – what does this mean?
Someone you know has applied for a loan and they need to have a backer to support their application. Read More
04
May 2020Why have I been declined for a loan?
There are several reasons you may have been declined for a loan, these could include... Read More
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