Competition is fierce between lenders in the UK loan market. Each lender is trying to beat their competitors by offering the best possible deal to potential customers and this often leaves any individual looking to take out a personal loan is in a tough conundrum. Hopefully, with these few tips, you will be able to identify the best offer that suits your requirements. 1. Look...
Brexit, the US & China trade war, and general global economic uncertainty has resulted in many people in the UK suffering with a declining financial situation, difficulty in borrowing money, and the threat of personal insolvency. In this article we look at personal bankruptcy and other options. Bankruptcy Discussed One of the most effective ways of clearing substantial debt quickly is opting for personal bankruptcy....
Did you know that your credit score can ultimately impact your ability to borrow money using different means such as; credit cards, loans, and mortgages? We guess that you probably already knew that, however, there are also many other ways in which your score can impact your life. If you have a number of black marks on your personal finance history, it is important to...
The use of credit and debit cards is ingrained in our minds from a very young age nowadays. From going out with our parents to do the weekly shop, to filling up the car with petrol, to paying for lunch in the pub, these cards can be extremely useful to have and their use is commonplace. The ease with which cards can often be obtained...
Have you been left scratching your head because of rejected loan applications? In this article we explore why banks no longer lend to anyone with a poor credit rating, and then give some sensible affordable loan options for you.
With so many options available, you may find it difficult to decide which is the right loan for you. Read on to see our guide to the pros and cons of the most popular short term no credit check loans.
We look at the two things you need to understand credit checking to help you get the right loan. Credit checking is simply when a bank or other organisation look at your credit file to help them make the decision as to whether they wish to do business with you or not. There are many types of organisation that can look at your credit file,...
Sometimes declaring personal bankruptcy can seem to be the only realistic option for anyone faced with an overwhelming amount of debt. However, one does need to take into account all the consequences of bankruptcy. Below we have identified a list of seven of the major consequences that you need to seriously think about before you choose this extreme option. No. 1 – You may lose...
One way to gain control over spending is a prepaid card. Are you one of the ever-growing number of people in the UK who find juggling their finances difficult? Below we have identified 4 ways which these cards can be used to help you control your spending habits. 1. You Cannot Exceed The Limit With a debit or credit card, you have to be very...
Taking out a loan can offer relief from a variety of financial woes. However, one of the most common mistakes people make is to dive in with two feet without thinking first. To help you make an informed decision, we have identified the 5 questions to ask before borrowing. Question No. 1 – How much do I need to borrow? This may seem like a...