1 + 1 Loans

Plus 1 Loans is no longer lending under this name. The company behind the brand, 1Plus1 Loans Limited, has been renamed Credit Labs Limited and has stopped offering loans as “1 Plus 1”. It is not possible to apply for a 1 Plus 1 loan – through this website or anywhere else. 1 Plus 1 is not on our lender panel.


1 Plus 1

Plus 1 Loans is no longer lending under this name
1 Plus 1 is not on our lender panel.

Guarantor Loan

⭐⭐⭐⭐⭐

4.5/5 from 213 reviews on Trustpilot

If you have an existing 1 Plus 1 loan, your agreement now sits with Credit Labs Limited. Contact details are on the Rate Drop website.

* Details are correct at the time of writing, subject to change without notice.


Choose your loan amount: £500
How many months?
  • No Hidden Fees or Surprises
  • Free No Obligation Quote Without Harming Your Credit Score

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

All Credit Loans is a licensed credit broker and not a lender.


Allcreditloans.net Representative APR: 79.5% (variable)

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed)

*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.

What does representative APR mean?


1 Plus 1 Online Reviews

4.5 out of 5 from 213 reviews on Trustpilot

See 10 recent reviews:

    • ⭐⭐⭐⭐⭐

      Very Quick

      Very quick and the staff are helpful

      Adrian Vidler
      Adrian Vidler
      19th September 2022
    • ⭐⭐⭐⭐⭐

      Very quick

      Very quick and the staff are helpful

      Adrian Vidler
      Adrian Vidler
      19th September 2022
    • ⭐⭐⭐⭐⭐

      Recommended

      I recommend 1plus1

      Mateusz Gie
      Mateusz Gie
      12th September 2022
    • ⭐⭐⭐⭐⭐

      Really good

      They were really good at helping me, thank you.

      Kelly Neilson
      Kelly Neilson
      3rd September 2022
    • ⭐⭐⭐⭐⭐

      Easy to understand

      Simple set up not sure if it’s as easy to collect money yet but we will see.

      Andrew Robb
      Andrew Robb
      6th August 2022
    • ⭐⭐⭐⭐⭐

      Very good

      Very good experience.

      Manuel
      Manuel
      4th August 2022
    • ⭐⭐⭐⭐⭐

      Very prompt service

      A great help and very prompt service. The help I received when I needed it was emplicable. I recommend. Thank you 1+1Loans.

      Isabel Hodgson
      Isabel Hodgson
      6th July 2022
    • ⭐⭐⭐⭐⭐

      Straight forward

      Straight forward, nervous about giving you access to my account but that’s just me.

      Stephen William
      Stephen William
      27th July 2022
    • ⭐⭐⭐⭐⭐

      Kind and helpful

      I found the staff I spoke to very kind and helpful.

      Karl Birkinshaw
      Karl Birkinshaw
      19th July 2022
    • ⭐⭐⭐⭐⭐

      Straight forward

      Was very straightforward and easy to complete

      Isabel Hodgson
      Isabel Hodgson
      6th July 2022
    • ⭐⭐⭐⭐⭐

      Very understanding

      Very easy to follow and use, very understanding and clear, and helpful

      Farhad Rezapour
      Farhad Rezapour
      7th June 2022

    Get a loan quote

    Choose your loan amount: £500
    How many months?
    • No Hidden Fees or Surprises
    • Free No Obligation Quote Without Harming Your Credit Score

    Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

    All Credit Loans is a licensed credit broker and not a lender.


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