Compare Bad Credit Loans
Easily compare our lender’s loans on one simple table
Secure UK website est. 2015
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. AllCreditLoans is a licensed credit broker and not a lender.
Choose your loan amount: £500
How many months?
- No Hidden Fees or Surprises
- Free No Obligation Quote Without Harming Your Credit Score
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
Representative APR: 79.5% (variable)
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed)
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
- one simple form
- around 20 lenders
- online quotes
- no obligation
- free service
- secure
Compare Loans
Review our lender’s loans below
Find a loan in 3 steps
Before you start to look for a loan, work out what you can comfortably afford to pay out per month 
- Budget – work out the money you have available with the help of the Citizens Advice Bureau Budget Sheet
- Acceptance criteria – this is also a key part of the lender acceptance criteria – showing that you can afford the repayments.
- Be cautious – it’s worth being cautious – what if your work hours get reduced, or if you have an unexpected expense, would you still be able to cope?
Affordability is one of the key items the lenders are looking for, as part of their responsible lending policies, so it’s worth spending some time on this.
Now you know the monthly commitment you can afford using our loan calculator to
- Estimate monthly repayments for
- Different loan amounts and terms
This will start to give you a feel for the loan size that is affordable for you, and over what period of time.
Remember that increasing the loan term will lower monthly repayments, but
- You’ll have the debt for longer and
- Your overall interest cost could be higher
Just fill out our application form to find a lender who pre-accepts your application. If you have opted for a guarantor loan you and your guarantor will need to be:
- Age 18 or older
- Permanent UK resident
- Not bankrupt or on an IVA
- Have a UK bank account and debit card
One of the key areas that all lenders look at is affordability; can you and your guarantor afford the monthly repayments? While the questions they ask you may vary, this typically will require you to provide some or all the details about your monthly income and expenditure.
For more information see:
Fast
Easy access to credit options. One simple form to around 20 lenders.
(zero impact on your credit file)
Free
This site is free for you to use – all loans cost the same as if you went to the lender directly.
(we’re paid by the lenders)
Safe
We are fully FCA regulated and Information Commission Office registered
(we’re a Surrey-based firm)
Get a loan quote
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. AllCreditLoans is a licensed credit broker and not a lender.
Choose your loan amount: £500
How many months?
- No Hidden Fees or Surprises
- Free No Obligation Quote Without Harming Your Credit Score
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
All Credit Loans is a licensed credit broker and not a lender.
Safe & secure UK website established in 2015
Registered
Compliant