No Guarantor Loans

From £100 to £5,000 😀

• No guarantor required – £100 up to £5,000* (99.8% Representative APR)

The amount you can borrow depends on:

• Affordability – if you can show a regular income and you can comfortably afford the repayments

* The maximum amount our no guarantor lender offers regularly changes. Get quotes to find your loan options for the amount you’ve selected.

4 easy steps

1. Fill out our simple online form (normally takes 2-minutes)
2. Our cleaver automatic system sends your details to around 20 lenders to gets quotes
3. Compare all quotes on our easy to read compare table
4. Apply with your preferred lender (this will typically take another 2-3 minutes)

No 👍

• Allcreditloans.net– we will never ask you for an upfront fee, and this website is completely free for you to use, see How We Earn Revenue.
• Our Lenders – we do not work with lenders who charge upfront fees.

• Using this website – NO

When you get quotes via this website you will not be credit checked, so there is zero impact on your credit file 👍

• Completing your application with a lender – YES

Our lenders specialise in helping people with a poor credit rating, so do not worry if you have a few missed payments or CCJ’s 😀

When you submit your application with your chosen lender, they will perform a full credit check to protect you, ensuring your application is not fraudulent, with ID verification checks, and others.

Very safe 👍

We are fully regulated in the UK by the Financial Conduct Authority (FCA), see:

• Authorised and regulated by the FCA. Permission Reference Number – 715726
• Registered with the Information Commissioner’s Office – ZA535774
• allcreditloans.net is a trading style of Max Your Finance Limited
• Registered Office: Airport House, Suite 43-45, Purley Way, Croydon, Surrey, United Kingdom, CR2 0XZ. Registered in England & Wales, Company Number – 09737098

Worry not, we only work with the very best specialist UK lenders 👍

This is where we add value to you, finding you borrowing options that would be very difficult to do by just “searching Google”.

All our lenders are

• Authorised and regulated by the Financial Conduct Authority in the UK
• Registered with the Information Commissioner’s Office
• UK companies registered at Companies House

Anything (as long as its legal and moral) 😀

Our lenders typically do not put restrictions on how you use the loan funds so long as its both legal with the UK, and moral. Our clients typically use their loan funds for:

• Vehicles – repairs and replacement
• Emergencies – some cash to pay for an unexpected emergency
• and more

Typically lenders use the Faster Payments system to ensure the immediate money transfer

• From the lender’s bank account
• To your bank account (except for a guarantor loan, where this will get paid to your guarantor)

So, you will need a UK bank account into which the payment can be made.

Yes, but this can be good

When getting a loan can help 👍

• When you take out an unsecured longer-term loan (typically 6 months plus) and make all the repayments in full, on time, and repay the loan in full as your loan’s agreement. Doing this will help your credit file as it shows other lenders that you are a responsible borrower.

When getting a loan can hurt 👎

• If you miss payments, make late or reduced payments.
• Some lenders of larger loans (mortgage, near-prime unsecured) also are not keen on short term finance such as payday loans; in their opinion, this shows the borrower is struggling to meet their day to day commitments.

Can be paid out the same day 😀

Guarantor lenders can pay-out the same day of a fully completed application, but this required

• You – fully and accurately completing your application, including income and expenditure details, along with supporting documents and ID.
• Your guarantor does the same

So, if you are your guarantor are motivated to get your application submitted accurately and quickly early in the day, it is possible to get paid out the same day.

For more information on guarantor loans click here.

Check out some helpful articles about quick loans:

• Are Sameday Payday Loans Safe?
• The Ultimate Guide to Sameday Loans