UK Credit – Loans from £1000 to £7500

As part of the Central Trust Group, UK Credit Loans, has been providing loans since 2010. They offer two different loans; one to homeowners and one to those who do not own their own homes. Non-homeowners can borrow an unsecured loan of between £1000 and £3000 over 36 months while homeowners can borrow up to £7500 for a period of up to five years.

uk_creditBoth types of loan require a sponsor; a friend, colleague or family member perhaps who is prepared to guarantee the loan amount. They can be a tenant or a homeowner but must not be connected financially with the applicant. You could not therefore, for example, use a spouse as your sponsor.

To make their rates fairer to those with a better credit history UK Credit Loans now have a tiered interest rate system which means a lower rate of interest for those with a better credit history. They are also able to offer loans to those who may not be eligible for other lenders but these would be at a higher rate of interest.

UK Credit Loans offer a fixed rate of interest which will not change over the term of the loan. The applicant will therefore know from the time the loan is approved exactly what the total cost of the loan will be and the amount that will need to be paid back over the duration of the loan.

As with all of these type of loans, if the borrower is unable to pay the loan the sponsor will be liable for making outstanding payments. It is therefore extremely important that the sponsor is financially secure.

UK Credit Loans was recently giving top ranking on Trustpilot, the consumer review website. Their customer services are available from Monday to Friday from 8 am to 8 pm and between 9 am and 12 pm on a Saturday.

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