The Morses Doorstep Loans Company

Morses Loans specialise in straightforward doorstep loans; loans that are delivered in cash straight to your door via a dedicated agent.

A survey undertaken in November 2015 found that there was a 97% customer satisfaction rate with the company and that 95% of customers would recommend them to friends and family.

Loans are available between £100 and £1,500 and repayments are collected on a weekly basis at a time arranged to suit your schedule. New customers are limited to loans of up to £400 and affordability checks are made on all borrowers to insure that the repayments are sensible and affordable.

There are no hidden charges on the loan so you only pay back what is stated on the loan agreement regardless of late payments, refused card payments or bounced cheques.

The APR of the loans is dependent on the borrowing term but a representative guide currently shows:

  • 20 week loan – 756.5% APR
  • 33 week loan – 433.5% APR
  • 52 week loan – 272.5% APR

You do not need to be a homeowner to qualify for a loan and those with CCJs, poor credit or defaults will also be considered, applications are judged on the particular circumstances of the prospective borrower.

Once you have completed the online application form, and if you have been approved in principle, you will be contacted in order to arrange a visit from an agent. The agent will need to be shown:

  • A Passport OR Driver’s License
  • A Utility Bill, Payslip OR Birth Certificate

The agent will then go through an affordability assessment with you so they are satisfied you can afford the repayments based on your income and your outgoings.

All loans are completely private so there is no need for other household members to know about your application if you do not want them to.

If your circumstances change and you are able to overpay or repay the loan in full there are no early repayment charges and you may even be eligible for a rebate.

4 Easy Steps

1. Calculator

Calculate how much you can afford to borrow and for how long

2. Easy Online Form

One quick online form to our panel of multiple lenders

3. Multiple Offers

Receive a choice of no obligation offers from multiple lenders

4. Get Your Money

Send off your preferred offer and get your cash

Save time with one easy online form

Why spend time filling out lots of different forms to numerous lenders?

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With us you just fill out one easy form

Borrowing + interest & fees of = Total to repay
* Based on repaying after 30 days

Borrowing over your repayments will be approx. per month and in total. For actual figures hit Get My Loan to get a choice of free, no obligation loan offers from the best bad credit loans lenders in the UK.

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