Shopacheck is now Morses Club

SHOPACHECK IS NO LONGER ACTIVE

Shopacheck was a small loan provider who were bought by the Perpignon Group and merged with Morses Club in March 2015

Find out more about Morses Club below:


Looking for a £100 to £400 Doorstep Loan?

Could help even if you’ve be turned down elsewhere

Quick and convenient cash loans for uncertain times

  • Bad credit, defaults & CCJs OK
  • Accept self-employed & unemployed
  • Tenants and non-homeowners OK
  • No hidden fees
  • Manageable weekly cash re-payments
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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Frequently Asked Questions

Shopacheck was part of the Cattle Group, formed by Joseph Cattle in Hull in 1927.

  • After an initial start in retailing, the group began to offer home credit as a way of allowing their customers to spread the costs of purchases over a longer period of time.
  • Repayment was made, much like now, through agents on a weekly basis. After several mergers, the group was organised under the Shopacheck name in the early 1980s.
  • Shopacheck specialised in small cash, or doorstep, loans which were under the management of a collection agent who would come for cash repayments on a weekly basis.
  • These repayments were logged in a dedicated book so you could see exactly how much was still outstanding at any time.
  • Loans of up to £1,000 were usually available with a typical APR in 2011 of around 254.5%.
  • These loans were designed to be very short term and were available to most people who could demonstrate that they were able to afford the repayments.
  • They were even happy to provide loans to people with CCJs, poor credit history or no bank account.

Yes 👍

Shopacheck was a doorstep loan (home credit) company. A Morses Club loan has all the same great features:

  • Cash loan delivered directly your home
  • Weekly repayments collected by an agent from your door
  • Accept borrowers that many other companies turn down

NOTE, DUE TO COVID-19 SAFE LENDING PRACTICES, CURRENTLY

  • UK bank account is required
  • Loans are paid into your bank account
  • Weekly repayments are made from your bank account

For new customers

  • From £100 to £400
  • From 13 to 52 weeks

For existing customers

  • From £100 to £1,500

Lenders accept borrowers that many other bad credit lenders turn down 😀

  • Manageable weekly repayments
  • Note the new COVID safe lending practices
    • UK Bank Account is required
    • Cash is not delivered to your door but transferred to your bank account

This depends on how much you borrow and for how long 🧮

  • For example, for £200 loan over 34 weeks there are 34 weekly payments of £10, the total repaid is £340 with a rate of interest of 107.1%. Representative 466.37% APR
  • For other amounts and timescales see the Loan Calculator

Yes 👍 *

  • Guarantor loans are typically the best value poor credit loans with Representative APR’s typically around 49.9%
  • Though they require a guarantor, someone with a clean credit history to back your application, someone who may be required to make the loan repayments if you ever stopped.
  • To get no obligation guarantor loan quotes click here
    • No credit score impact
    • Is free
    • Is no obligation

* Subject to status

Quick and Easy 🏃💨

  • Simply Click Here, select your loan amount and term then fill out the application form

  • convenient loans
  • bad credit okay
  • manageable weekly re-payments
  • help those turned down by others
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